Top 3843 Credit Analysis Officer Jobs

AVP Credit Analysis Officer
Cathay Bank —El Monte, CA
- $95,000 - $110,000 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Mid-level
- Health savings account
- Disability insurance
Quick Apply
12d
Credit Analyst II
M C Bank and Trust Co. —Remote
- Remote
- Microsoft Word
- Data analysis skills
- Mid-level
Quick Apply
Small Business Credit Officer II
Fifth Third Bank —Remote
- $71,100 - $145,900 a year
- Full-time
- Remote
- Microsoft Excel
- Microsoft Access
- Mid-level
6d
Credit Risk SME
Treliant LLC —Remote
- $75 - $150 an hour
- Microsoft Excel
- CPA
- Mid-level
- Health insurance
- 401(k)
Quick Apply
Credit Review Officer - Payments or Counterparty
KeyBank National Association —Cleveland, OH
- $96,000 - $181,000 a year
- Full-time
- Remote
- 6 years
- Writing skills
- Master's degree
Agricultural Credit Analyst (Multiple Levels)
U.S. Bank National Association —Columbus, OH
- $86,360 - $101,600 a year
- Full-time
- CPA
- Mid-level
- Office
- Paid holidays
- Disability insurance
Loan Processor
True Lending Company —Remote
- $55,000 - $75,000 a year
- Full-time
- Remote
- Mid-level
- Microsoft Office
- Analysis skills
- Health insurance
- Bereavement leave
Quick Apply
Credit Analyst I
First United Bank & Trust —Frisco, TX
- Email
- Mid-level
- Office
- Finance
Quick Apply
Credit Review Officer
Mizuho Americas —New York, NY
- $150,000 - $160,000 a year
- Full-time
- Office
- Microsoft Office
- Finance
Credit Analyst
Nicolet National Bank —Green Bay, WI
- Research
- Mid-level
- Office
- Paid holidays
- Health insurance
Quick Apply
Credit Analyst
Tompkins Community Bank —Brewster, NY
- $40 - $55 an hour
- Full-time
- Hybrid work
- Microsoft Word
- Research
- Mid-level
- Free parking
- Profit sharing
Credit Analyst I
Androscoggin Bank —Lewiston, ME
- Word processing
- Bachelor of Science
- Writing skills
- Paid parental leave
- Paid holidays
Quick Apply
Credit Officer - Global Infrastructure Credit
Bank of America —New York, NY
- $125,000 - $165,000 a year
- Full-time
- Writing skills
- Research
- Mid-level
Credit Officer â€“ Leasing/Asset Based Finance
Bank of America —Providence, RI
- $68,000 - $135,000 a year
- Full-time
- Microsoft Outlook
- Computer literacy
- Writing skills
Program Analysis Officer
Health Benefit Exchange Author —Washington, DC
- $99,513 - $139,318 a year
- Full-time
- Office
- Supervising experience
- Criminal background check
Junior Credit Analyst
altbanq —New York, NY
- $65,000 - $85,000 a year
- Full-time
- Office
- Finance
- Bachelor's degree
- Commuter assistance
- Health insurance
Quick Apply
Credit Analyst II
MutualOne Bank —Framingham, MA
- $86,292 - $112,000 a year
- Full-time
- Data analysis skills
- Mid-level
- Office
Quick Apply
Senior Credit Analyst
Baraboo State Bank —Baraboo, WI
- $58,500 - $85,500 a year
- Full-time
- Writing skills
- English
- Mid-level
- Health savings account
- Relocation assistance
Quick Apply
Credit Officer I or II
Bankers Trust Company —Des Moines, IA
- $102,500 - $139,000 a year
- Full-time
- Hybrid work
- Management
- Bachelor of Science
- Mid-level
- Paid parental leave
- Health insurance
14d
Non-QM Underwriter
Acrisure Mortgage LLC —Remote
- From $43 an hour
- Full-time
- Background check
- Customer service
- Mid-level
- Health savings account
- Health insurance
Quick Apply
4d

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AVP Credit Analysis Officer

Cathay Bank -
El Monte, CA

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Job Details

Full-time
$95,000 - $110,000 a year
12 days ago

Benefits

Health savings account
Disability insurance
Health insurance
Dental insurance
401(k)
Flexible spending account
Vision insurance
Life insurance

Qualifications

Commercial banking expertise
Cash flow analysis
Microsoft Excel
Microsoft Outlook
Underwriting
Financial statement analysis
Financial report writing
Financial report interpretation
Corporate finance analysis experience in risk and credit
Financial statement interpretation
Collateral evaluation (loan underwriting)
Financial data analysis tools
Excel data analysis

Full Job Description

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank – we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members’ drive and optimism. Together we can make a difference in the financial future of our communities.

Apply today!

What our team members are saying:

Video Clip 1 (https://youtu.be/ntD01JTEmic)

Video Clip 2 (https://youtu.be/R49hxuriKK4)

Video Clip 3 (https://youtu.be/Fd61I9F0sDY)

GENERAL SUMMARY

Participates in the loan management process by providing credit and loan analytical expertise with a focus on C&I/ABL transactions to a team of Commercial Loan Officers. Analyzes prospective loan transactions and credit worthiness of borrowers. Prepares credit analysis and provides opinions and recommendations regarding proposed credit and potential risks to both the credit and collateral securing the transactions. Ensures all due diligence, financial and background evaluation is complete and thorough on a loan request so credit approval can be considered.

ESSENTIAL FUNCTIONS

Reviews existing and new loan exposures, proposed extensions of credit and financial information; evaluates credit structure and terms; determines sources and uses of funds; analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors.
At the direction of the Team Manager and/or in concert with the Account Officer, contacts borrowers directly, as appropriate, for additional information and details related to loan request or clarification of financial materials and resources.
Reviews and evaluates collateral periodically to minimize credit exposure.
Recommends credit alternatives and creative ways to structure credits ensuring that transactions are within profitability and portfolio risk standards.
Authors credit approval analysis report.
Maintains up-to-date knowledge on all Bank lending policies and regulations.
Confers with the appropriate Bank personnel regarding new/existing lending requirements and regulations.
Reviews risk grading as appropriate to credit analysis to identify potential credit issues.
Escalates potential credit issues to Team Manager, Division Manager and Account Officer.

QUALIFICATIONS

Education: College degree in Finance, Accounting, Business, Economics or related field preferred. MBA a plus. Some level of accounting coursework is required.
Experience: Working knowledge of credit, accounting, credit procedures and financial statement analysis. 3-5 years of working experience in analyzing and underwriting varying levels of complex commercial credit (C&I or ABL transactions), which includes analyzing financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, loan structuring and analysis of guarantor personal financial statements and tax returns. Minimum 3-5 years of actual authorship of credit approval report.
Skills/Ability: Good knowledge of commercial credit policies and procedures. Excellent organizational and analytical skills. Good verbal and written communication skills to present clear and precise recommendations based upon analysis of a loan structure and request. Ability to work independently and in teams and interact effectively with most levels of Bank personnel and outside contacts. Proficient in Microsoft Office (Word, Excel, and Outlook) and financial spreading program such as CASH Insight.

OTHER DETAILS
$95,000 – $110,000 / year
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.

Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).

Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy (https://www.cathaybank.com/CA-job-applicant-privacy-notice).

Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

Click here to view the “Know Your Rights: Workplace Discrimination is Illegal” Poster:
Poster- English (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf)

Poster- Spanish (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRightsSp6.12.pdf)

Poster- Chinese Traditional (https://www.eeoc.gov/sites/default/files/2023-09/22-088_EEOC_KnowYourRights6.27%20-%20Chinese%20Traditional.pdf)
Poster- Chinese Simplified (https://www.eeoc.gov/sites/default/files/2023-09/22-088_EEOC_KnowYourRights%20-%20Simplified%20Chinese.pdf)

Cathay Bank endeavors to make www.CathayBank.com (http://www.cathaybank.com/) accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or [email protected] (mailto:[email protected]). This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.

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Refine Your Search

Credit Analysis Officer jobs

AVP Credit Analysis Officer

Credit Analyst II

Small Business Credit Officer II

Credit Risk SME

Credit Review Officer - Payments or Counterparty

Agricultural Credit Analyst (Multiple Levels)

Loan Processor

Credit Analyst I

Credit Review Officer

Credit Analyst

Credit Analyst

Credit Analyst I

Credit Officer - Global Infrastructure Credit

Credit Officer â€“ Leasing/Asset Based Finance

Program Analysis Officer

Junior Credit Analyst

Credit Analyst II

Senior Credit Analyst

Credit Officer I or II

Non-QM Underwriter

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