Top 9778 Credit Analyst Jobs

Senior Government Underwriter - FHA & VA
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Hybrid work
- Background check
- High school diploma or GED
- Analysis skills
- Health savings account
- Health insurance
Quick Apply
4d
Office Mgr. / Occupancy Specialist (2 years Tax Credit/Section 8 Required)
Manor Management Services, Inc. —Portland, OR
- $23 - $25 an hour
- Full-time
- Microsoft Word
- Background check
- Microsoft Excel
- Health insurance
- Dental insurance
Quick Apply
7d
Production Underwriter – Commercial Property Insurance (E&S)
Kemah Capital —New York, NY
- $80,000 - $120,000 a year
- Full-time
- Hybrid work
- Mid-level
- Bachelor's degree
- Organizational skills
Quick Apply
Commercial Credit Analyst
Michigan Business Connection, LC —Ann Arbor, MI
- $70,000 - $80,000 a year
- Full-time
- Background check
- Bachelor of Science
- Basic math
- Health insurance
- Dental insurance
Quick Apply
Credit Analyst
First National Bank of Michigan Kalamazoo, Grand Rapids, Holland & Lansing —Kalamazoo, MI
- $51,000 - $63,000 a year
- Full-time
- Mid-level
- Office
- Finance
- Health savings account
- Health insurance
Quick Apply
Commercial Credit Analyst
Total Quality —San Jose, CA
- $99,000 - $123,800 a year
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Health insurance
- Dental insurance
Quick Apply
Credit Analyst
BrandSafway —Remote
- $63,500 - $68,000 a year
- Full-time
- Remote
- Finance
- Analysis skills
- Bachelor's degree
- Disability insurance
- Health insurance
Quick Apply
Credit Analyst
SUMITOMO MITSUI TRUST BANK, LIMITED —New York, NY
- $95,000 - $105,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Microsoft Outlook
- 5 years
- Profit sharing
- Commuter assistance
Quick Apply
Credit Analyst II
M C Bank and Trust Co. —Remote
- Remote
- Microsoft Word
- Data analysis skills
- Mid-level
Quick Apply
Senior Credit Analyst
UW Credit Union —Madison, WI
- $38.39 - $42.50 an hour
- Full-time
- Customer service
- Data analysis skills
- Research
- Paid holidays
- Health insurance
Credit Risk Analyst / Officer
The Bank of East Asia, Limited —Alhambra, CA
- $75,000 - $90,000 a year
- Full-time
- Background check
- Microsoft Excel
- Writing skills
- Health savings account
- Health insurance
Quick Apply
11d
Credit Analyst
BAC Community Bank —Stockton, CA
- $47,000 - $60,000 a year
- Full-time
- Microsoft Outlook
- Customer service
- English
- Health insurance
- Dental insurance
Quick Apply
Production Underwriter — Commercial P&C (Remote)
Greenwood General Insurance Agency —Remote
- $50,000 - $80,000 a year
- Full-time
- Remote
- Mid-level
- 4 years
- Commercial
Quick Apply
Commercial Credit Analyst 1 - Clear Lake
Moody Bank —Houston, TX
- Full-time
- Microsoft Word
- Background check
- Microsoft Excel
- Health insurance
- Dental insurance
Quick Apply
3d
Underwriting Team Lead
AMERICAN FREEDOM INSURANCE —Mount Prospect, IL
- $21 - $25 an hour
- Spanish
- English
- Mid-level
- Paid training
- Health savings account
Quick Apply
11d
Senior Underwriter & Underwriter
EMET LENDING GROUP —Brea, CA
- $80,000 - $100,000 a year
- Full-time
- Sales
- Mid-level
- 3 years
- Health insurance
- Dental insurance
Quick Apply
Credit Analyst
LLP Exotic Auto Finance —Montvale, NJ
- $90,000 - $100,000 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Office
- Health savings account
- Health insurance
Quick Apply
Credit Analyst
AgQuest Financial SErvices —Morgan, MN
- $60,000 - $90,000 a year
- Full-time
- Hybrid work
- Background check
- 5 years
- Finance
- Profit sharing
- Health savings account
Quick Apply
11d
Senior Credit Analyst
INEOS Styrolution America LLC —Naperville, IL
- $103,249 - $129,062 a year
- 7 years
- Finance
- Analysis skills
- Disability insurance
- Health insurance
Credit Analyst II
TEXELL CREDIT UNION —Temple, TX
- Full-time
- Mid-level
- Office
- Communication skills
- Health insurance
- Dental insurance
13d

I want to receive the latest job alert for Credit Analyst

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Senior Government Underwriter - FHA & VA

First Heritage Mortgage -
Fairfax, VA

Quick Apply

Job Details

Full-time
$85,000 - $110,000 a year
4 days ago

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Life insurance
Referral program

Qualifications

Written communication
Clear verbal communication
Underwriting guidelines adherence
Underwriting
Federal Housing Administration (FHA) loans
Credit risk assessment
Fair Housing regulations
Appraisal review
Housing and Urban Development (HUD) regulations
Consumer lending analysis in risk and credit
High school diploma or GED
Analysis skills
Attention to detail
Industry knowledge of financial regulations
Document review
Organizational skills
Credit report review
FHA Direct Endorsement Certification
Collateral evaluation (loan underwriting)
Verification (borrower information)
Credit report analysis
Veterans Affairs (VA) loans
Encompass
Time management

Full Job Description

Position Summary:

The Senior Government Underwriter is responsible for reviewing and rendering credit decisions on FHA, VA, Conventional, and Non-Agency residential mortgage loan applications, ensuring full compliance with First Heritage Mortgage LLC, investor, and agency guidelines. This role requires expert-level knowledge of HUD and VA policies, strong risk assessment skills, and the ability to apply overlays consistently. The Senior Government Underwriter will utilize active FHA Direct Endorsement (DE) and/or VA SAR/LAPP authority to review credit, income, assets, and collateral, making sound credit decisions while mentoring junior underwriting staff and supporting complex loan scenarios.

Responsibilities and Duties:

Underwriting & Decisioning

· Review and validate credit, property, income, asset, and employment documentation for FHA, VA, USDA, and applicable state housing programs.

· Apply HUD Handbook 4000.1, VA Lender’s Handbook, investor overlays, and company guidelines to ensure compliance.

· Utilize DE and/or SAR authority to approve, suspend, counter-offer, or decline loan files.

· Review and analyze appraisals for accuracy, completeness, and acceptability under FHA and VA requirements.

· Identify and address red flags for potential fraud or misrepresentation.

Collaboration & Communication

· Prepare clear, concise underwriting summaries outlining the credit decision rationale.

· Communicate conditions and decisions effectively to Loan Officers, Processors, and other stakeholders.

· Support escalated scenarios and complex guideline interpretation requests.

File Management & Quality Control

· Review resubmissions and clear conditions to issue final approvals.

· Maintain quality underwriting standards to minimize audit findings and repurchase risk.

· Stay informed on guideline, regulatory, and compliance changes, ensuring timely application in daily work.

Mentorship & Leadership Support

· Provide guidance and training to less experienced underwriters and processing staff.

· Contribute to internal underwriting policy updates and procedural improvements.

Qualifications:

Required Skills/Abilities

· Exceptional written and verbal communication skills.

· Proven ability to document clear, defensible underwriting decisions.

· High attention to detail and strong analytical capabilities.

· Expertise in credit, income, and asset evaluation for FHA and VA lending.

· Proficiency in reviewing personal and business tax returns for income calculation.

· In-depth knowledge of underwriting policies, investor guidelines, and current regulatory requirements.

· Professional judgment to handle confidential borrower information with integrity.

· Strong time management and organizational skills to meet volume and turn-time goals. Education/Experience Requirements

· Minimum 5+ years recent FHA and VA residential mortgage underwriting experience.

· Active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing required.

· Experience underwriting USDA and state housing finance/bond programs preferred (Virginia Housing, Maryland Housing, etc.)

· Experience in a high-volume retail mortgage environment strongly preferred.

· Knowledge of Encompass Loan Origination System preferred.

Job Type: Full-time

Pay: $85,000.00 - $110,000.00 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Vision insurance

Application Question(s):

Do you have active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing?
Do you have knowledge of Encompass Loan Origination System?

Experience:

FHA and VA residential mortgage underwriting : 5 years (Required)

Ability to Commute:

Fairfax, VA 22030 (Required)

Work Location: Hybrid remote in Fairfax, VA 22030

Quick Apply

Refine Your Search

Credit Analyst jobs

Senior Government Underwriter - FHA & VA

Office Mgr. / Occupancy Specialist (2 years Tax Credit/Section 8 Required)

Production Underwriter – Commercial Property Insurance (E&S)

Commercial Credit Analyst

Credit Analyst

Commercial Credit Analyst

Credit Analyst

Credit Analyst

Credit Analyst II

Senior Credit Analyst

Credit Risk Analyst / Officer

Credit Analyst

Production Underwriter — Commercial P&C (Remote)

Commercial Credit Analyst 1 - Clear Lake

Underwriting Team Lead

Senior Underwriter & Underwriter

Credit Analyst

Credit Analyst

Senior Credit Analyst

Credit Analyst II

I want to receive the latest job alert for Credit Analyst

Related Searches

Explore jobs in more locations

Job Seeker Tools

Employer Tools

Browse

Stay Connected