Top 1544 Credit Collection Analyst Jobs

Credit Risk Analyst
DigniFi —Remote
- $72,000 - $90,000 a year
- Full-time
- 3 years
- Finance
- SQL
- Paid parental leave
- Paid holidays
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Senior Order to Cash Analyst
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Credit & Collections Analyst
Allegion —Remote
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Fraud Analyst, P2P & Cash Advance
Sezzle —Remote
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Lakeside Book Company —Remote
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Credit and Collections Analyst I
altafiber —Cincinnati, OH
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Credit & Collection Analyst
INX International Ink Co. —Schaumburg, IL
- $75,000 - $92,000 a year
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Manager II, Credit & Collections
Instacart —Remote
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Credit and Collection Analyst
A. Duie Pyle, Inc —West Chester, PA
- Microsoft Outlook
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Credit and Collections Analyst
Avidex Industries LLC —Cary, NC
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Payment Processing Analyst
Freeman Mathis and Gary LLP —Atlanta, GA
- $33.65 - $37.98 an hour
- Pass drug screening
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Credit Analyst
Seamless Talent —Greenwich, CT
- $70,000 - $90,000 a year
- Microsoft Excel
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Credit & Accounts Receivable Analyst
Prysmian Group —Highland Heights, KY
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Credit and Collection Analyst
Saval Foodservice —Elkridge, MD
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Credit & Collections Analyst
TOPS Products —Naperville, IL
- $25.91 - $34.50 an hour
- Full-time
- Hybrid work
- Microsoft Excel
- Mid-level
- Office
- Health insurance
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Credit Analyst
Providence Bank —Raleigh, NC
- Full-time
- English
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- Health insurance
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14d
Credit Analyst
WorldWide Electric Corp —Fairport, NY
- From $50,000 a year
- Full-time
- Mid-level
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Collection Analyst
C&S Wholesale Grocers —Keene, NH
- Full-time
- Oracle
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6d
Credit and Collection Analyst
Convergint Technologies LLC —Hoffman Estates, IL
- $23.52 - $32.93 an hour
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Letter of Credit Analyst
Talan —New York, NY
- $90,000 - $110,000 a year
- Full-time
- Hybrid work
- Word processing
- Mid-level
- 3 years
- Commuter assistance
- Paid holidays
Quick Apply
7d

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Credit Risk Analyst

DigniFi -
Remote

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Job Details

Full-time
$72,000 - $90,000 a year

Benefits

Paid parental leave
Paid holidays
Disability insurance
Health insurance
Dental insurance
Paid time off
Parental leave
Vision insurance
401(k) matching
Life insurance

Qualifications

Policy analysis

Full Job Description

About the Role
Ready to shape how we take smart risk while expanding access to credit?
As a Credit Risk Analyst, you’ll help design and refine the credit strategies that sit at the heart of our business. You’ll dig into approval rates, loss outcomes, and portfolio trends across segments and vintages, then turn those insights into recommendations on credit policy, decisioning rules, pricing, and terms that balance growth with disciplined risk management.

Working in a modern fintech environment, you’ll monitor model and scorecard performance, support scenario and tradeoff analysis, and deliver insights that inform credit strategy. This role offers the chance to build deep expertise in consumer lending risk while helping more customers access responsible, transparent financing for the auto repairs and essentials they depend on.

What You Will Do:
Credit Policy & Decisioning Analytics

Analyze credit policy performance including approval rates, decision distributions, and cutoff effectiveness.
Support evaluation of credit strategy metrics and tiering strategies.
Monitor automated decisioning rules and identify opportunities for optimization.
Provide analytical support for policy changes, limit adjustments, and offer structure refinements.

Portfolio Credit Performance Monitoring

Produce recurring credit performance reporting across segments, tiers, and vintages.
Track origination quality metrics, early payment defaults, and delinquency emergence by cohort.
Analyze credit attribute distributions, score migrations, and performance vs. expectations.
Maintain dashboards and scorecards that support internal decision-making and investor/capital partner reporting.

Approval Rate & Loss Tradeoff Analysis

Model tradeoffs between approval rates, expected loss rates, and portfolio yield.
Conduct segment-level profitability analysis to inform risk appetite decisions.
Support scenario analysis and simulation frameworks for proposed policy changes.
Analyze swap-in/swap-out populations to evaluate potential decisioning rule adjustments.

Pricing & Terms Strategy Support

Analyze pricing effectiveness across risk tiers, products, and channels.
Support evaluation of term structures, APR strategies, and fee configurations.
Provide data and insights connecting pricing decisions to portfolio economics and competitive positioning.

Credit Model & Scorecard Support

Monitor credit model and scorecard performance (rank-ordering, KS statistics, Gini coefficients).
Support model validation activities by preparing performance data and back-testing analysis.
Analyze model input variables and feature importance to inform future model development.
Collaborate on model performance reviews and enhancement opportunities.

Cross-Functional Collaboration

Partner with collections, servicing, and fraud teams to ensure aligned metric definitions and portfolio health understanding.
Collaborate with finance on loss forecasting inputs, CECL analysis, and reserve adequacy.
Support investor and board reporting with transparent loan-level data and performance analytics.
Engage with technology teams on data access, decisioning platform enhancements, and reporting infrastructure.

.
Who You Are:

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Science, or related quantitative field.
Minimum 3–5 years of experience in credit risk analytics, underwriting analytics, or portfolio analytics (consumer lending preferred).
Demonstrated experience using SQL and Python (or R) in a professional analytics environment.
Experience with credit policy analysis, approval rate monitoring, vintage analysis, or loss forecasting.
Exposure to decisioning platforms, credit bureaus, or underwriting systems.
Strong understanding of consumer lending products, credit risk metrics, and underwriting workflows.
Experience with credit scorecards, model performance monitoring, or model validation support.
Experience designing or evaluating A/B tests or controlled experiments.

Why You’ll Love Working at DigniFi:

High-growth opportunity with terrific upside potential.
Founded to provide aid to people when they unexpectedly need help...responsible, respectful, and transparent access to a better financial future for our customers.
Excellence-driven organization that values work/life balance.
We’re a tight-knit team that values collaboration and genuinely loves working together.

What’s In It for You:

Flexible PTO
12 Paid Holidays
Up to 80% Employer-Paid Premiums for Medical, Dental and Vision Insurance
Long-term Disability Insurance
Basic Life Insurance
Paid Parental Leave
Matching 401K
100% Remote Work

Where You Will Work:
This position is remote.

Salary:
The salary range for this position is $72,000 - $90,000 a year. DigniFi salary ranges are determined by role, level, and location. The salary range displayed in each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Please note, the base pay offered may vary within the range depending on a wide array of factors including but not limited to work location, job-related knowledge/skills, relevant education/training, and level of experience. Please note that the compensation details listed in postings reflect the base salary only, and do not include bonuses or benefits.

Statement of Non-Discrimination:

In keeping with our beliefs and goals, no employee or applicant will face discrimination or harassment based on race, color, ancestry, national origin, religion, age, gender, marital/domestic partner status, sexual orientation, gender identity or expression, disability status, or veteran status. Above and beyond discrimination and harassment based on “protected categories,” we also strive to prevent other subtler forms of inappropriate behavior (i.e., stereotyping) from ever gaining a foothold in our company. Whether blatant or hidden, barriers to success have no place at DigniFi.

DigniFi is not considering candidates who require visa sponsorship or visa transfer at this time.

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