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Data Analyst

Lemonade Insurance Company -
New York, NY

Apply Now

Job Details

Full-time
$95,000 - $117,500 a year

Benefits

Pet insurance

Qualifications

Tooling
Git
AI platforms (beyond public GPTs)
Reporting and dashboarding tools
SQL
AI-driven automation
Technical Proficiency
Statistical analysis tools
Database software proficiency

Full Job Description

New York, United States | Analytics | Full-time

Not your everyday company

Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

Awarded ‘best workplace’

Best Workplace and Best-Led Company by Inc. Magazine

“World Changing” by Fast Company

Recognized as a World Changing Idea by Fast Company Magazine

Ranked #1 Home insurance in America

Won best renters and homeowners insurance in America by US News, and others

Best Pet Insurance in America

Rated “Best Overall Pet Insurance” by Better Homes & Gardens

Rated 4.9 on the App Store

Among the highest rated apps of all time

What you’re applying for

We're looking for a Data Analyst to help turn Finance, Compliance, Insurance, and Actuarial questions into trusted answers and shipped analytical capabilities. You'll sit inside the FCIA team as the embedded data expert, working alongside Finance, Actuarial, Insurance Product, and Compliance leaders on the numbers that actually drive decisions — the metrics that shape how we price risk, manage reserves, close the books, and report to regulators, owned and governed by you, not passed off through a ticket queue.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

Own metric definitions for FCIA domains in the semantic layer — loss ratio, premium earning, reserves, unit economics by product and state — so every dashboard, query, and AI agent pulls from the same source of truth
Diagnose what's driving movement across loss ratios, reserve adequacy, premium pacing, and expense trends, and bring those findings into the Finance close cadence and monthly reviews where decisions actually get made
Build AI-assisted analytical tools — simulators, scenario models, agentic workflows — that let Finance and Actuarial partners explore "what if" questions without booking analyst time
Productionize recurring analyses so ad-hoc requests get replaced by governed, reusable capabilities that free the team up for higher-leverage work
Validate AI-generated outputs — SQL, summaries, recommendations — with the same rigor you'd apply to a junior analyst's work, because speed without judgment isn't useful
Partner across Engineering, Biz Ops, Insurance Product, Actuarial, and Finance on data projects that span the full policy lifecycle and financial close

What you'll need

3+ years in a data analytics role, ideally at a fast-growing consumer, fintech, or insurtech company
Advanced SQL and working proficiency in Python or R for analysis, scripting, and lightweight tooling-a MUST to qualify for this role
Hands-on experience with the modern analytics stack — Snowflake or equivalent, dbt, a BI tool (Looker preferred), and Git-based workflows
Fluency with AI-assisted development tools like Cursor, Claude, or Copilot — and the judgment to know when the output needs to be challenged
Strong communication skills: you can defend a metric definition under scrutiny and explain a complex finding to a non-technical Finance leader without losing either audience
A bachelor's degree in Mathematics, Statistics, Computer Science, or a related field — or equivalent practical experience
Ready to work in an office environment at least 3 days a week from our New York location

Please note that we are unable to sponsor applicants for work visas.

Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $95,000 - $117,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.

Things to know…

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

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