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Bank Reconciliation Processor

Village Capital & Investment
Draper, UT

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Job Details

Full-time
$20 - $25 an hour

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Paid time off
Vision insurance
401(k) matching
Opportunities for advancement
Life insurance

Qualifications

Mortgage industry
Loan servicing

Full Job Description

Job Title: Bank Reconciliation Processor

Location: Draper, UT

Job Type: Full Time

Company: Village CapitalInvestment LLC

About the Role: We are seeking an experienced Bank Reconciliation Processor to support our investor accounting function within a large mortgage loan servicing operation. This role is responsible for performing custodial bank account reconciliations, assisting with remittances, and ensuring compliance with agency and private investor requirements. The ideal candidate will have a strong accounting background, excellent attention to detail, and the ability to thrive in a high-volume environment.

Responsibilities

Perform daily, monthly, and periodic investor remittance activities for Fannie Mae, Freddie Mac, Ginnie Mae, and private investors.
Complete reconciliations of custodial, clearing, and corporate bank accounts, including P&I, T&I, investor, and advance accounts.
Research, analyze, and resolve reconciliation variances and exceptions in a timely manner.
Monitor daily custodial cash activity and identify discrepancies requiring investigation.
Ensure compliance with investor guidelines, regulatory requirements, servicing agreements, and internal policies.
Partner with Treasury, Loan Servicing, Default, and Corporate Accounting teams to resolve reconciliation breaks and accounting issues.
Prepare documentation and support responses for investor inquiries, audits, and regulatory examinations.
Assist with process improvement initiatives and reporting enhancements.
Maintain accurate records and supporting documentation in accordance with agency and SOX requirements.
Serve as a resource on custodial account reconciliations and investor accounting processes.

Qualifications

In-depth knowledge of GSE and Ginnie Mae investor guidelines and custodial accounting requirements.
Strong understanding of mortgage servicing operations, reconciliations, and cash management.
Working knowledge of GAAP and SOX control requirements.
Experience with loan servicing platforms (e.g., Black Knight MSP) and reconciliation tools.
Strong analytical, problem-solving, and organizational skills.
Excellent attention to detail and ability to meet deadlines in a fast-paced environment.
Effective written and verbal communication skills.
Preferred 3-5+ years of experience in mortgage servicing investor accounting, bank reconciliations, or related financial operations.

Benefits

401(k) matching
Dental insurance
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance

Why Join Us?

Opportunity to contribute to a critical function within a large-scale mortgage servicing operation.
Collaborative culture focused on innovation, compliance, and continuous improvement.
Competitive compensation and benefits package.
Opportunities for professional growth and advancement.

In Summary

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village CapitalInvestment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!

Pay: $20.00 - $25.00 per hour

Quick Apply

Refine Your Search

Default Cash Processor jobs

Bank Reconciliation Processor

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