Remote Insurance & Financial Planning Consultant | Leadership & Agency Development Track
Shaver Family Financial is seeking motivated, professional, and entrepreneurial individuals to join our team as **Remote Insurance & Financial Planning Consultants**.
This opportunity is ideal for individuals seeking a flexible, performance-based career in financial services. Whether you are pursuing a full-time career transition or looking to create an additional income stream, we provide training, systems, mentorship, and support to help you build and grow your business.
**Please Note:** This is a **1099 independent contractor position** with compensation based entirely on commissions and performance incentives. There is **no base salary, hourly pay, or guaranteed income**.
Why Join Shaver Family Financial?
- Proven Business System: Our consultants benefit from a structured, step-by-step process designed to help clients make informed financial protection decisions while providing a clear path to professional growth.
- Flexible Schedule: As an independent contractor, you have the freedom to determine your own schedule. This opportunity can be pursued on a part-time or full-time basis depending on your personal and professional goals.
- Comprehensive Training & Mentorship: No prior experience in insurance or financial services is required. We provide ongoing training, mentorship, and support, including guidance through the state licensing process for qualified candidates.
- Unlimited Income Potential: Compensation is performance-based, with no cap on earnings. In addition to commissions, high-performing consultants may qualify for bonuses, incentives, leadership opportunities, and advancement programs.
- Entrepreneurial Opportunity: This role offers the opportunity to build and grow your own book of business while helping individuals and families achieve their financial protection goals. For those interested in leadership, additional opportunities may exist to mentor, train, and develop other agents, creating a scalable business model beyond individual client production.
Understanding the Opportunity
The long-term sustainability and success of this business model depend on each consultant's ability to generate new client relationships and consistently serve those clients.
While our agency provides training, systems, mentorship, and operational support, consultants are responsible for creating and maintaining their own pipeline of prospective clients through personal marketing and business development efforts.
Lead Generation Expectations
Consultants are primarily responsible for generating their own client opportunities. Successful consultants typically utilize a combination of:
- Personal networking and referrals
- Community involvement and relationship-building
- Social media marketing (Facebook, Instagram, TikTok, LinkedIn, and similar platforms)
- Professional networking groups and events
- Direct outreach and follow-up activities
- Purchasing leads from approved third-party lead vendors at the consultant's discretion
**The agency does not guarantee the provision of leads, appointments, or prospective clients. Consultants are expected to build and maintain their own client acquisition strategy.**
This opportunity is best suited for individuals who are comfortable promoting themselves, building relationships, and consistently engaging in prospecting activities.
Because compensation is commission-based, consultants must be able to both generate opportunities and effectively guide prospective clients through the decision-making process. Success ultimately depends on the ability to build trust, identify client needs, and help clients implement financial solutions that align with their goals.
Key Responsibilities
- Client Prospecting & Business Development: Actively build and maintain a pipeline of prospective clients through networking, referrals, social media marketing, lead generation activities, and other approved marketing methods.
- Client Consultations: Conduct virtual meetings via phone or video conferencing to assess clients' financial protection needs and goals.
- Financial Protection Planning: Utilize company-provided training and resources to recommend appropriate insurance and financial solutions tailored to each client's situation.
- Sales & Client Conversion: Guide prospective clients through the decision-making process and assist them in implementing financial products that best support their objectives. Consultants must be able to communicate value, build trust, and confidently present recommendations that lead to completed applications and policy placements when appropriate for the client's needs.
- Application Processing & Client Support: Accurately complete applications, maintain client records, and provide ongoing support through our digital platform.
- Professional Development: Participate in regular training sessions, coaching programs, and team development activities to enhance industry knowledge, marketing effectiveness, sales skills, leadership development, and business-building strategies.
Leadership & Business Expansion Opportunities
In addition to building a personal client base, qualified consultants may have the opportunity to expand their business by developing and mentoring other licensed agents.
As consultants gain experience and demonstrate consistent production, leadership capabilities, and a commitment to serving clients, they may become eligible for advancement opportunities that include:
- Mentoring and coaching new agents
- Assisting with onboarding and training efforts
- Building and leading a team of consultants
- Earning additional compensation through leadership and organizational growth programs, where applicable
Depending on qualifications, performance, and advancement level, consultants may also become eligible for additional compensation opportunities related to policy renewals, leadership development programs, organizational growth, performance bonuses, and other incentive-based programs offered by the agency and its carrier partners.
This opportunity is designed for individuals who aspire to grow beyond personal production and develop a scalable financial services business. Advancement is based on performance, leadership development, compliance standards, and business results.
While leadership opportunities are available, success at every level begins with the ability to consistently generate clients, provide quality service, and help clients implement appropriate financial solutions.
Who Thrives in This Opportunity?
Successful consultants typically:
- Enjoy networking and building relationships
- Are comfortable with sales and client-facing conversations
- Possess an entrepreneurial mindset
- Are self-motivated and goal-oriented
- Can work independently without daily supervision
- Are willing to learn marketing, prospecting, and business development skills
- Embrace accountability and personal responsibility for results
- View challenges as opportunities for growth and improvement
This opportunity may not be ideal for individuals seeking a guaranteed salary, company-assigned clients, or a highly structured corporate work environment.
Qualifications (The Four C's)
- Coachability: Demonstrates a willingness to learn, apply feedback, and continuously improve professionally and personally.
- Character: Exhibits integrity, professionalism, and sound judgment when handling confidential client information and conducting business.
- Commitment: Possesses strong self-discipline, accountability, and the ability to work independently in a remote environment.
- Communication: Demonstrates excellent interpersonal, listening, presentation, and relationship-building skills with a genuine desire to help others.
Requirements
- Ability to pass a standard background check
- Authorization to work in the United States
- Current state Life Insurance License or willingness to obtain one with company guidance and support
- Reliable computer with high-speed internet access
- Professional demeanor and strong work ethic
- Ability to work independently and manage priorities effectively
- Comfortable with prospecting, marketing, and business development activities
Independent Contractor Business Expenses
As an independent contractor, you are responsible for any applicable licensing fees, background check fees, continuing education requirements, marketing expenses, lead purchases, internet service, and other business-related expenses associated with operating your business. Costs vary based on state requirements and individual business strategies.
Compensation Structure
This is a **1099 independent contractor opportunity**.
Compensation includes first-year commissions, renewal income where applicable, performance bonuses, leadership-based compensation, organizational growth incentives, and other performance-based rewards available through the agency and its carrier relationships.
Earnings are not guaranteed and will vary based on an individual's licensing status, effort, prospecting activity, ability to generate qualified leads, sales performance, client retention, leadership development, and overall business results.
The income range listed represents potential earnings for active consultants but should not be interpreted as guaranteed income. Individual results vary significantly based on the factors above.
Consultants who achieve consistent success typically dedicate time each week to prospecting, networking, client appointments, follow-up activities, and ongoing professional development.
Ideal Candidate
This opportunity is best suited for individuals who want to build and grow their own book of business rather than work in a traditional salaried position.
Candidates who are entrepreneurial, self-motivated, comfortable with performance-based compensation, and willing to actively market themselves and their services are most likely to succeed.
Job Type: Full-time, Part-time, Contract (1099)
Compensation: $50,000 - $150,000+ per year (Performance-Based Commission)
Location: 100% Remote (United States)
Benefits
- Financial planning services
- Referral program
Pay: $50,000.00 - $150,000.00 per year
Benefits:
- Flexible schedule
- Work from home
Application Question(s):
- Are you aware this is a 1099 Independent Contractor opportunity with no guaranteed income and compensation based entirely on commissions and performance incentives?
- This position requires consultants to generate their own client opportunities through networking, referrals, social media marketing, purchased leads, and other approved prospecting methods. Are you comfortable with this responsibility?
- This position requires a state-issued Life Insurance License. The cost of obtaining the license is the applicant's responsibility and is not paid by the company. Are you willing to obtain the license upon hire?
Work Location: Remote
