Top 12329 Underwriting Jobs

Senior Government Underwriter - FHA & VA
First Heritage Mortgage —Fairfax, VA
- $85,000 - $110,000 a year
- Full-time
- Hybrid work
- Background check
- High school diploma or GED
- Analysis skills
- Health savings account
- Health insurance
Quick Apply
3d
Farm Lines Underwriter II
Indiana Farmers Insurance —Indianapolis, IN
- $60,000 - $80,000 a year
- Full-time
- Hybrid work
- Mid-level
- Bachelor's degree
- 2 years
- Free parking
- Disability insurance
5d
Senior CRE Underwriter
Midfirst Bank —Los Angeles, CA
- $120,000 - $170,000 a year
- Microsoft Outlook
- Writing skills
- Data analysis skills
- Paid holidays
- Health insurance
Production Underwriter — Commercial P&C (Remote)
Greenwood General Insurance Agency —Remote
- $50,000 - $80,000 a year
- Full-time
- Remote
- Mid-level
- 4 years
- Commercial
Quick Apply
Pricing Underwriter
The LCF Group, Inc. —New Hyde Park, NY
- $60,000 - $65,000 a year
- Full-time
- Office
- US work authorization
- In-person
- Health savings account
- Health insurance
Quick Apply
10d
Underwriter
Universal Lending Corporation —Remote
- $80,000 - $90,000 a year
- Full-time
- Remote
- Mid-level
- US work authorization
- Organizational skills
Quick Apply
Underwriter (Remote)
Mphasis Limited —Remote
- Up to $38 an hour
- Full-time
- Remote
- Background check
- Sales
- Customer service
- Health insurance
- Dental insurance
Quick Apply
7d
Senior Real Estate Underwriter
SECU —Remote
- $88,500 - $141,700 a year
- Full-time
- Remote
- Residential
- Analysis skills
- Experience equivalent to degree accepted
- Health insurance
- Dental insurance
Quick Apply
Senior Jumbo Underwriter
Kind Lending, LLC —Remote
- $43.27 an hour
- Full-time
- Remote
- Customer service
- Mid-level
- 3 years
Quick Apply
Small Business Underwriting Assistant
Donegal Insurance Group —Remote
- $55,000 a year
- Online Application
- Mid-level
- Office
- Bachelor's degree
- Employee stock purchase plan
- Paid holidays
Quick Apply
Underwriter I
INSURICA INC —Fort Lauderdale, FL
- $55,000 - $65,000 a year
- Full-time
- Remote
- Microsoft Access
- Microsoft Outlook
- Writing skills
Lead Underwriting Consultant
Penn Mutual —Remote
- $125,000 - $165,000 a year
- Full-time
- 7 years
- Customer service
- Research
- Opportunities for advancement
Executive Underwriter/AVP, Underwriting Director - E&S Financial Lines
Zurich Insurance Company Ltd. —New York, NY
- $100,000 - $215,000 a year
- Full-time
- Hybrid work
- 3 years
- High school diploma or GED
- Business development experience
Associate Underwriter
Great West, an Old Republic Company —Sioux City, IA
- Hybrid work
- Office
- Marketing
- Entry level
- Health savings account
- Paid holidays
Quick Apply
10d
Underwriter (Boca Hybrid)
Mphasis Limited —Boca Raton, FL
- Up to $40 an hour
- Full-time
- Hybrid work
- Sales
- Customer service
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Underwriting Consultant, National Accounts Property
CNA Insurance —Westerville, OH
- $72,000 - $141,000 a year
- Full-time
- Hybrid work
- 3 years
- Experience equivalent to degree accepted
- Senior level
Underwriter (Maitland Hybrid)
Mphasis Limited —Maitland, FL
- Up to $40 an hour
- Full-time
- Hybrid work
- Sales
- Customer service
- Mid-level
- Health insurance
- Dental insurance
Quick Apply
Senior Life & Disability Insurance Underwriter
IBU, Inc —Remote
- $30 - $35 an hour
- Full-time
- Remote
- Anatomy knowledge
- 7 years
- Bachelor's degree
- Disability insurance
- Paid time off
Quick Apply
Underwriting Specialist, Large Property
Zurich Insurance Company Ltd. —San Francisco, CA
- $130,000 - $215,000 a year
- Full-time
- Hybrid work
- Customer service
- Mid-level
- Office
- Flexible schedule
Underwriting Consultant (Technology P&C)
CNA Insurance —Walnut Creek, CA
- $135,000 - $169,000 a year
- Full-time
- Hybrid work
- Mid-level
- 3 years
- Analysis skills

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Senior Government Underwriter - FHA & VA

First Heritage Mortgage -
Fairfax, VA

Quick Apply

Job Details

Full-time
$85,000 - $110,000 a year
3 days ago

Benefits

Health savings account
Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Employee assistance program
Vision insurance
401(k) matching
Life insurance
Referral program

Qualifications

Written communication
Clear verbal communication
Underwriting guidelines adherence
Underwriting
Federal Housing Administration (FHA) loans
Credit risk assessment
Fair Housing regulations
Appraisal review
Housing and Urban Development (HUD) regulations
Consumer lending analysis in risk and credit
High school diploma or GED
Analysis skills
Attention to detail
Industry knowledge of financial regulations
Document review
Organizational skills
Credit report review
FHA Direct Endorsement Certification
Collateral evaluation (loan underwriting)
Verification (borrower information)
Credit report analysis
Veterans Affairs (VA) loans
Encompass
Time management

Full Job Description

Position Summary:

The Senior Government Underwriter is responsible for reviewing and rendering credit decisions on FHA, VA, Conventional, and Non-Agency residential mortgage loan applications, ensuring full compliance with First Heritage Mortgage LLC, investor, and agency guidelines. This role requires expert-level knowledge of HUD and VA policies, strong risk assessment skills, and the ability to apply overlays consistently. The Senior Government Underwriter will utilize active FHA Direct Endorsement (DE) and/or VA SAR/LAPP authority to review credit, income, assets, and collateral, making sound credit decisions while mentoring junior underwriting staff and supporting complex loan scenarios.

Responsibilities and Duties:

Underwriting & Decisioning

· Review and validate credit, property, income, asset, and employment documentation for FHA, VA, USDA, and applicable state housing programs.

· Apply HUD Handbook 4000.1, VA Lender’s Handbook, investor overlays, and company guidelines to ensure compliance.

· Utilize DE and/or SAR authority to approve, suspend, counter-offer, or decline loan files.

· Review and analyze appraisals for accuracy, completeness, and acceptability under FHA and VA requirements.

· Identify and address red flags for potential fraud or misrepresentation.

Collaboration & Communication

· Prepare clear, concise underwriting summaries outlining the credit decision rationale.

· Communicate conditions and decisions effectively to Loan Officers, Processors, and other stakeholders.

· Support escalated scenarios and complex guideline interpretation requests.

File Management & Quality Control

· Review resubmissions and clear conditions to issue final approvals.

· Maintain quality underwriting standards to minimize audit findings and repurchase risk.

· Stay informed on guideline, regulatory, and compliance changes, ensuring timely application in daily work.

Mentorship & Leadership Support

· Provide guidance and training to less experienced underwriters and processing staff.

· Contribute to internal underwriting policy updates and procedural improvements.

Qualifications:

Required Skills/Abilities

· Exceptional written and verbal communication skills.

· Proven ability to document clear, defensible underwriting decisions.

· High attention to detail and strong analytical capabilities.

· Expertise in credit, income, and asset evaluation for FHA and VA lending.

· Proficiency in reviewing personal and business tax returns for income calculation.

· In-depth knowledge of underwriting policies, investor guidelines, and current regulatory requirements.

· Professional judgment to handle confidential borrower information with integrity.

· Strong time management and organizational skills to meet volume and turn-time goals. Education/Experience Requirements

· Minimum 5+ years recent FHA and VA residential mortgage underwriting experience.

· Active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing required.

· Experience underwriting USDA and state housing finance/bond programs preferred (Virginia Housing, Maryland Housing, etc.)

· Experience in a high-volume retail mortgage environment strongly preferred.

· Knowledge of Encompass Loan Origination System preferred.

Job Type: Full-time

Pay: $85,000.00 - $110,000.00 per year

Benefits:

401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Referral program
Vision insurance

Application Question(s):

Do you have active FHA Direct Endorsement (DE) and/or VA SAR/LAPP designation in good standing?
Do you have knowledge of Encompass Loan Origination System?

Experience:

FHA and VA residential mortgage underwriting : 5 years (Required)

Ability to Commute:

Fairfax, VA 22030 (Required)

Work Location: Hybrid remote in Fairfax, VA 22030

Quick Apply

Refine Your Search

Underwriting jobs

Senior Government Underwriter - FHA & VA

Farm Lines Underwriter II

Senior CRE Underwriter

Production Underwriter — Commercial P&C (Remote)

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Senior Real Estate Underwriter

Senior Jumbo Underwriter

Small Business Underwriting Assistant

Underwriter I

Lead Underwriting Consultant

Executive Underwriter/AVP, Underwriting Director - E&S Financial Lines

Associate Underwriter

Underwriter (Boca Hybrid)

Underwriting Consultant, National Accounts Property

Underwriter (Maitland Hybrid)

Senior Life & Disability Insurance Underwriter

Underwriting Specialist, Large Property

Underwriting Consultant (Technology P&C)

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