Top 2210 Conservative Jobs

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Senior Manager, Payments & Cash Management

Raymond James Financial, Inc. -
Saint Petersburg, FL

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Job Details

Full-time

Benefits

Paid holidays
Health insurance
Dental insurance
Paid time off
Parental leave
Vision insurance
Life insurance

Qualifications

Electronic fund transfers
Wire transfer payment processing
Bank transfers
Bachelor's degree
Cash management
Treasury management software

Full Job Description

Job Description Summary

The Senior Manager, Payments & Cash Management leads the firm's payment execution activities in close partnership with colleagues in Treasury. The role oversees end-to-end payment operations, including investigations, inquiry management, and fraud controls, while supporting daily cash positioning, intraday liquidity visibility, and funding coordination. This leader maintains a strong control environment, drives process improvement and automation, and develops a high-performing team within a regulated financial services environment.

Job Description

Essential Duties and Responsibilities:

Lead end-to-end payment execution for wires, ACH, and internal transfers, ensuring timeliness, accuracy, and control adherence
Oversee wire operations, including template governance, fraud verification, and exception management
Direct payment investigations, corrections, and resolution of operational breaks
Manage payment inquiries and escalations, ensuring timely research, communication, and issue resolution
Coordinate fraud recovery efforts, including SWIFT recalls and other return-of-funds processes
Maintain strong payment controls, approval workflows, and compliance with internal policies
Support daily cash positioning and liquidity allocation across entities and bank accounts
Partner within Treasury on intraday liquidity monitoring, funding coordination, and cash visibility
Operate within defined escalation protocols, liquidity limits, and control frameworks
Lead, coach, and develop a team of Treasury professionals
Drive process improvement, automation, and control enhancements
Partner with Operations, Technology, and Regulatory teams to resolve issues and improve data integrity
Oversee governance of payment systems, treasury platforms, and external banking relationships

Knowledge, Skills, and Abilities:

Deep knowledge of payment operations, including wires, ACH, internal transfers, and related workflows
Strong understanding of payment controls, fraud prevention, and investigation processes
Working knowledge of cash positioning, liquidity drivers, and funding coordination
Familiarity with broker-dealer regulatory requirements, including 15c3-1 and 15c3-3
Strong analytical and problem-solving skills to resolve payment issues, cash breaks, and variances
Experience leading process improvement, automation, and control enhancement initiatives
Strong organizational skills and ability to manage competing priorities in a time-sensitive environment
Effective leadership, collaboration, and communication skills

Educational/Previous Experience Requirements:

7+ years of experience in payment operations, treasury operations, cash management, or a related field
Experience leading wire and ACH processing in a controlled operating environment
Experience with cash positioning, bank account management, and external bank relationships
Experience with treasury systems, payment platforms, and bank connectivity solutions
Experience in a financial services, broker-dealer, or banking environment

Licenses/Certifications:

SIE and Series 99, or ability to obtain within 120 days of hire

Education

Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance

Work Experience

General Experience - 6 to 10 years, Manager Experience - 3 to 6 years

Certifications

Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Travel

Less than 25%

Workstyle

Hybrid

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

Apply Now

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