Credit Analyst WFS job at Wachovia Corp in Albuquerque, NM

RESPONSIBILITIES: Reporting to the Credit Manager, the Credit Analyst is responsible for the full spectrum lending activity within the Region. Responsible for making prudent credit decisions within its established approval/exception guidelines in compliance with state and federal regulations, and in adherence to all Core Auto Lending practices, policies, and procedures. The Credit Analyst teams with the other departments in the Region to establish, maintain, and enhance dealer relationships. Negotiates terms and conditions of loan decisions leveraging risk versus reward, to ensure credit quality and profitability. Actively participate in regularly scheduled staff meetings to communicate/share trends, policy and procedures, goals, updates and other information. Responsible for overall satisfactory...