1st Mortgage Inside Loan Officer

NASA Federal Credit Union - Bowie, MD3.8

Commission$38,000 - $63,000 a year
EducationBenefits
Overview
As one of the largest credit unions in the region and top performing in the nation, NASA Federal Credit Union members enjoy banking with an organization that's well established, financially sound and thrives on technology. With a strong heritage to serving the needs of individuals in the science, technology and engineering fields, the credit union philosophy of People Helping People has always been a priority.

We offer a generous commission schedule and benefit package:
$37,500 - $62,500 / Annually
401(k) match to 5% of earnings – immediate enrollment and 100% vesting
Choice of two health plans – 80% employer contribution
Dental – 85% employer contribution
Life Insurance – no cost
Long-term Disability Insurance – no cost
Employee Assistance Program – no cost
Paid vacation
Paid sick time
10 paid holidays
Profit Sharing Eligible

Responsibilities
Collect, examine and evaluate member financial and personal data in order to counsel and recommend appropriate residential lending products.
Facilitate and assist members with the residential lending application process, manage member expectations and establish valuable member trust relationships resulting in repeat business and loan referrals.
Responds quickly to in-house referred members for information and explanation regarding residential lending products and services, including being routinely available to accept internally transferred mortgage inquiry queue calls
Assists with any type of loan application method a member prefers: internet, phone, personal meeting
Interviews member, reviews application information to request specific support documents needed/required based on loan investor guidelines
Analyzes applicant data, credit and collateral property value to determine accurateness of information
Corresponds, communicates and coordinates with applicants, in-house support staff and outside service providers to facilitate timely closings
Other duties as assigned
Qualifications
Four-year college degree in related field preferred
Minimum of two (2) years first mortgage lending origination of conforming residential mortgage loans underwritten to FNMA and Freddie guidelines
Experience originating private investor and government loans preferred
Must demonstrate knowledge of applicable lending regulations and compliance
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