Responsible for preparing a complete credit analysis of prospective SMBs that have applied to Patriot for a business loan. The analysis will need to satisfy all conditions of Patriot credit policy and SBA SOP, while applying prudent lending standards. Based on their analysis, the LO will recommend a credit decision. Recommendations for approval will be presented to credit committee.
In addition, the LO will complete an updated credit analysis of existing borrowers for all required annual reviews. Annual reviews will identify any changes from the origination or prior review that are areas of potential concern.
This job description indicates the general nature and level of work expected of the incumbent. It is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities required of the incumbent. Incumbent may be asked to perform other duties as required.
Job Type: Full-time