Mortgage Underwriter

AmeriSave Mortgage Corporation - Atlanta, GA3.1

Full-timeEstimated: $46,000 - $64,000 a year
Skills
AmeriSave Mortgage is currently seeking Mortgage Underwriters in several locations. AmeriSave is a well-known, industry respected mortgage lender with top lender rankings on Lending Tree, Consumer Affairs, Bankrate, Zillow and others.

We invest in our people so you can be your best every day while enjoying a rewarding career. Come and join the finest in the industry where customer satisfaction, speed, simplicity, competitive pricing and technological innovation set us apart.

Responsibilities:
Underwrite purchases, refinances and preapproval requests
Analyze loan documents (credit reports, income documentation, tax returns, assets, appraisal reports, title reports, insurance documents, fraud prevention products, purchase contract, etc) for accuracy and completeness and deliver valid credit decisions
Must be detailed in loan approval rationale including income and asset calculations clearly noted
Conduct timely review and clearing of conditions/stipulations on files returned for review
Provide timely and thorough responses to individual prefunding audits, investor audits and Review Desk responses to declines.
Maintain company turn time expectations
Maintain current level of knowledge on all requirements by consistently researching and reviewing the applicable guidelines, program updates, credit overlays and changes

Requirements:
Requires a minimum of 2 years recent frontline mortgage underwriting experience
Must be familiar with Desktop Underwriter
Understanding of mortgage auditing and quality control process
Strong credit, risk analysis and analytical skills
Ability to multi-task and must be detail oriented
Team player with excellent customer service skills