- Research Experience
- Financial Services
- Certified Fraud Examiner
- Customer Service
- Microsoft Office
Technology is enabling financial technology upstarts to challenge traditional banks in consumer finance with speed, simplicity and consumer friendly products. If you’d like to play a key part in the future of a highly successful company poised for years of greatness, come join the GreenSky team.
Since 2006, our company’s people, process and technology solutions have played a critical role in transforming business and consumer credit, enabling more affordable access to financing. We have built relationships with retailers and merchants in all 50 states by providing their customers loans through our bank partnerships. We are one of the fastest growing fin-tech startups in North America, more than doubling in size over the past year.
Our corporate headquarters is located in Atlanta, Georgia with a second operational facility in Crestview Hills, Kentucky.
Position: Fraud Investigator
The Investigator Level I will be a fraud Subject Matter Expert (SME) with the following attributes.
Ability to take ownership of each customer while prioritizing customer needs
Resolve conflicts and manage customer expectations
Determine customer needs and provide appropriate solutions through relationship building
Effective verbal and written communication with both external and internal customers
Document customer account activities thoroughly and concisely
Ability to engage in interactive dialogue with customers through active listening
Effective communication with both local and Federal law enforcement agencies and regulators
Ability to present publicly at Industry conferences
Advanced interrogation skills
Ability to mentor and coach less experienced representatives
Problem Solving Skills
Perform detailed analysis and research to identify and resolve issues expeditiously
Approach problems logically and with good judgment to ensure the appropriate outcome
Quickly make appropriate decisions on behalf of both the customer and GreenSky
Effectively prioritize work to ensure efficiency
Conduct research as needed
Ability to exercise independent judgment
Accuracy and attention to detail
Required to abide by all applicable regulatory and department practices and procedures
Knowledgeable of current and emerging fraud trends for both consumer facing and merchant facing portfolios.
Familiarity with multiple browsers, multiple tabs, window navigation and instant messenger tools
Fluency in Windows Operating Systems and Microsoft Office tools
Advanced knowledge of Lexis Nexis
Location: Atlanta, Georgia
Travel: Less than 10%
Organizational: This position is a member of the Fraud Investigation team and reports to the Fraud Investigation Manager.
Duties & Responsibilities:
Researches, analyzes, and links high risk transactions to identify possible cases of fraud and identify fraud ring activity.
Assists underwriters with identifying high risk application activity.
Interacts with internal and external customers and supervisors to recommend and perform appropriate actions required to mitigate losses and to provide a positive customer experience.
Documents and evaluates results of actions to support fraud trending and reporting and ensures that best practices are followed.
Identify fraud patterns and communicate observations to analyst(s).
Comply with all applicable federal regulations in decision process.
Apply expanded knowledge base of fraud schemes to assist in handling of specialized fraud functions such as identity theft, synthetic identities, bust-outs, and cross-channel fraud.
Provide exceptional service to internal and external customers, including support all branches and customer contact centers.
Identify control issues/policy violations and propose actions to mitigate reoccurrence.
Interface with federal, state, and local law enforcement agencies to ensure current knowledge of current fraud trends.
Assist with more complex assignments as requested
Bachelor’s degree in business, finance, accounting, economics, or criminal justice
CFE/ACAMS/CPA Certifications preferred
Four plus years work experience in financial services industry, primarily in operations related to customer protection, disputes, internal and external fraud to include credit cards, consumer lending, customer service, and or other transactional businesses
Experience in Fraud Prevention in a Card Not Present environment preferred
Demonstrated ability to analyze data and take appropriate action based on investigative results.
Demonstrated aptitude to utilize computer systems, adhere to bank policies and procedures, and ensure compliance with applicable bank regulations.
Ability to work with highly confidential and sensitive information.
Excellent verbal and written communication skills.
High level of professionalism and confidentiality.
Works well in a team environment.
Ability to work independently on special projects.
Solid understanding of fraud risk management practices, as well as practices for prevention, detection, remediation and reporting of internal and external fraud within financial institutions
Demonstrated ability to work in a continually evolving, fast-paced and dynamic environment
Project/Program Management experience a plus
Experience in law enforcement a plus