Mortgage Loan Officer

1st Rate Home Mortgage, Inc. - Tempe, AZ

Full-time$50,000 - $75,000 a year

About Us:

1st Rate Home Mortgage, Inc. is a multi-state mortgage lender. Our top priority is always exceptional customer experience. Google “1st Rate Home Mortgage, Inc.” to see if we take our priority seriously. We care more for our customers and employees than our profits. This is easy to do as we are a privately held company.

Position Summary:

We are looking to hire licensed and motivated Mortgage Bankers. Our Mortgage Bankers never make cold calls and never beg realtors for referral business. We offer our Mortgage Bankers with a steady flow of qualified mortgage leads (direct consumer leads).

Leads offered consist of the following:

  • Direct mail (incoming phone calls)
  • Direct phone transfers for borrowers looking to get qualified.
  • Consumer leads from
  • Internet leads – borrowers have completed an online form and are expecting to hear from a Mortgage Banker.
  • Credit Triggers – Borrower just had their credit pulled by a mortgage company and wanting to get a 2nd quote.

Notice, all our leads are consumer direct and never based on a 3rd party (realtor, builder, CPA, etc.) referring clients.

As a Mortgage Banker, you will talk to multiple prospects looking to get a mortgage. You will be responsible for listening to their needs and putting together options for them to consider. Building relationships with your clients is paramount. We will provide you with all the tools needed to ensure your success. Only thing we cannot provide is your ambition and hunger to be a Great Mortgage Banker – that you must supply.


  • Licensed with NMLS in at least 1 state.
  • 2 years of sales experience.
  • 1 year of mortgage loan origination experience.
  • Strong phone sales presence.
  • Exceptional communication skills – verbal and written.
  • Organized and attention to detail.
  • Demonstrate sense of urgency with follow ups, email, voice mail responses.
  • High level of comfort with windows-based software/technology.

Compensation and Benefits:

We are NOT a 100% commission shop. Our compensation is base plus monthly commission AND quarterly bonus. Below is a good measure of what you can expect to earn:

  • Top 20% -- $70K+
  • Middle 50% -- $50K+
  • Bottom 30% -- $40K+

Medical, dental, vision, and 401K.

Job Type: Full-time

Salary: $50,000.00 to $75,000.00 /year


  • Sales: 2 years (Required)


  • NMLS (Required)