Overview:
We are seeking a detail-oriented and customer-focused Loan Officer to join our team. The ideal candidate will have a strong background in financial services, credit analysis, and underwriting. If you have a passion for numbers and excel in a fast-paced environment, we want to hear from you.
Responsibilities:
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
- Develop and maintain relationships with clients to understand their financial needs and to offer the best loan products
- Guide customers through the loan application process, ensuring all necessary information is collected
- Ensure compliance with fair housing regulations and other legal requirements
Requirements:
- Bachelor's degree in finance, economics, or related field
- Proven work experience as a Loan Officer or similar role
- Knowledge of accounting software, financial software, and mathematical skills
- Familiarity with credit analysis, underwriting procedures, and escrow processes
- Ability to negotiate terms and conditions effectively
- Strong understanding of Fair Housing regulations
- Excellent communication and customer service skills
If you meet these requirements and are ready to take on the challenge of helping individuals secure their financial futures through loans, we encourage you to apply.
Job Type: Full-time
Pay: $80,000.00 - $400,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible schedule
- Health insurance
- Life insurance
- Opportunities for advancement
- Paid time off
- Professional development assistance
- Referral program
- Retirement plan
- Vision insurance
- Work from home
Schedule:
- 8 hour shift
- Day shift
- Monday to Friday
Experience:
- Loan origination: 1 year (Required)
- Sales: 1 year (Required)
License/Certification:
- NMLS certification? (Required)
Work Location: Remote