Credit Buyer

Southern Auto Finance Company, LLC - Fort Lauderdale, FL (30+ days ago)

We are SAFCO, the CreditBuilders! Our Company is expanding and needs skilled, service-oriented Credit Buyers in its Ft. Lauderdale-based National Buying Center to fill our growing business needs. If you are an experienced financial services professional known for providing exceptional customer service, have the drive to earn substantial income, and want to work with one of the most skilled teams in the subprime auto finance industry, we want to speak with you!

Our Credit Buyers enjoy a challenging and fast-paced work environment, competitive compensation, a performance-based bonus, and an outstanding benefit package (i.e., matched 401(k) Plan, medical, dental, vision, disability, and life insurance coverages).

Essential duties and responsibilities for this position include:

  • Reviewing and evaluating submitted Credit Applications; communicating recommendations internally for approving applications into credit contracts, and identifying possible exceptions.
  • Developing and maintaining positive business relationships with dealer partners through daily conversations and solicitations; providing exceptional customer service, effective and timely communications, and responsiveness to all credit processing questions and inquiries while maintaining a high level of integrity.
  • Communicating credit decisions to the dealer partner and sales team within acceptable callback times.
  • Maintaining a highly-detailed knowledge of SAFCO’s credit program guidelines.
  • Providing territory/production analysis reports.
  • Achieving or exceeding established market goals, as well as dealer performance goals.
  • Working closely with the funding and credit teams throughout the loan approval process.

The ideal candidate will possess at least three years’ experience in credit buying. Also, a familiarity with legal and compliance programs, including ECOA, Truth-In-Lending (TILA), as well as state and federal lending guidelines, are a must, along with excellent communication, interpersonal, and organizational skills. Bilingual ability preferred but not required.

We encourage qualified candidates to apply online at: SAFCO is an EOE/drug-free work environment.

Job Type: Full-time


  • Credit Buying: 3 years


  • Bachelor's


  • Fort Lauderdale, FL