AmeriSave Mortgage Corporation is currently seeking a Post Closer to join our team. Qualified candidates will possess a minimum of two years of mortgage post closing or closing experience, excellent organizational skills, strong attention to detail, exceptional customer service skills and a positive attitude.
We offer a fun casual team-oriented work environment with advancement opportunities.
Founded in 2002, AmeriSave is a well-known industry respected mortgage lender with top lender rankings on Lending Tree, Consumer Affairs, Bankrate and Zillow.
Responsible for auditing assigned files
Assign self to loan and entering ship dates for management to monitor loan status
Audit the closing package received from the title company for errors corrections and meeting compliance regulations.
Make corrections and follow-up on all errors or issues found during post-closing auditing and keep management apprised of any loan that could be a potential issue with salability or aging
Clear all stipulations found during the investor audit in a timely manner
Monitor pipeline to ensure 15 day turn times
Place all credit related suspensions not in their expertise in the task queue
Monitor lock expirations to ensure extensions prior to lock expiration; lock extension must go through management
Scan all trailing/corrected documents and ensure assigned files are scanned and uploaded
Upload files daily to the allocated investor prior to lock expiration
Verify if loan requires MI, MI % factors are correct, cert information is correct and activate Mortgage Insurance
Approve correspondent loans for purchase
Track and report errors
Recalculate Homeowners Insurance to ensure proper coverage
Recalculate and balance escrow account to ensure we have collected the appropriate amounts
Check TIL/APR fees to verify tolerance
Reconcile closing conditions have been met
Reconcile closing disclosure, amend if necessary
Responsible for following minimum standards
Minimum 2 years of current mortgage Post Closing or Closing experience.
Self-directed motivated results-driven and comfortable working in an extremely fast-paced environment
Strong organizational skills and ability to multi-task
Possess an excellent customer service skills
Must be detail oriented and demonstrate excellent decision making skills
Excellent written and verbal communication skills