Commercial Loan Officer

Farm Credit of Virginias - Harrisonburg, VA

30+ days agoFull-timeEstimated: $67,000 - $96,000 a year
Description/Job Summary

Our commercial loan officers are committed to building strong and long-lasting relationships with our commercial agriculture customers who have a need for high quality & creative credit solutions. They actively pursue building relationships with new/potential customers & engage the commercial agriculture community in business solutions. They recommend credit solutions, structuring complex solutions with sound credit administration while meeting the Association's income needs.

Required Qualifications

Undergraduate degree in Business Administration, Economics, Finance, Agriculture (or related) or equivalent work experience
1 - 3 years lending or farm related business experience with ability to assess & effectively match lending products to credit needs
Understanding of the drivers of agriculture production, farm cash flow, capital requirements, debt structure & repayment ability
Demonstrated strong customer relationship skills with effective communication skills
Current awareness of region's economic &/or agriculture environment
Strong ability to form effective internal working relationships & ability to work in a high performing team environment
Ability to make sound business decisions
Proficient in Microsoft Office products with demonstrated ability to learn new technology
Comfortable being effective in a mobile/virtual work environment
Preferred Qualifications

3-5 years lending or comparable experience with ability to assess & effectively match lending products to credit needs
Exceptional sales ability with track record of achieving/exceeding sales goals & demonstrated ability to proactively attain customer engagement
Ability to effectively manage long-term & complex customer relationships
A thorough understanding of region's credit opportunities & strong network & ties to local business community
In depth knowledge of production agriculture operations