This position reports to the Senior Commercial Loan Officer and is responsible for the origination of commercial mortgage loans in Fairfield and Westchester Counties. The Commercial Loan Officer’s primary responsibility is to originate new commercial real estate (CRE) loans and commercial & industrial (C&I) loans through already-developed strategic business relationships with accountants, attorneys, key stakeholders, and other qualified sources of referral business. The Commercial Loan Officer must be able to structure, underwrite and negotiate commercial loan transactions, prepare written analysis of proposed transactions for investment approval, and cross-sell other Bank products and services. Other responsibilities include the collection of appropriate customer and project information and ability to monitor the performance of existing loans in the portfolio.
The ability to develop new business through direct sale and marketing of the Bank’s lending programs;
Experience in analyzing business financial statements and real estate project related data, negotiating loan terms and structuring all types of commercial loans;
Ability to read and interpret business and personal financial statements, tax returns and credit bureau reports;
Provide superior customer service by responding to requests in a timely manner;
Highly motivated with ability to work in a fast-paced environment;
Experience in Microsoft Word and Excel, as well as the ability to develop a working knowledge of other programs and systems employed by the Bank;
Outstanding written and oral communication skills;
Accuracy and thoroughness in all aspects of execution of responsibilities;
Integrity and ethics;
Adherence to policies and procedures; and
Ongoing, consistent support of the Bank’s goals and values.
B.A. or B.S. in finance or accounting and a minimum of five years’ experience in commercial bank lending.
Job Type: Full-time
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