Dealer Credit Analyst

Mercedes-Benz Financial Services USA LLC - Fort Worth, TX4.1

Full-time
Aufgaben
About Us:

Mercedes-Benz Financial Services is a leading captive automotive financial services provider within Daimler Financial Services, which operates in 40 countries as the global financial services arm of Daimler AG. In the U.S., the corporate headquarters for the Americas Region, we operate under the brands of Mercedes-Benz Financial Services and Daimler Truck Financial. In the Americas Region we also have business operations in Canada, Mexico, Argentina and Brazil.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life. To see other programs and benefits we offer, visit our website at www.mbfscareers.com

Job Overview:

Analyze the financial condition of automobile and/or truck dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.

Responsibilities:

Prepare, analyze and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations. (25%)

Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and previous experience with the dealership. (25%)

Make recommendations regarding subordination, guarantees, state legal requirements, UCC's and other forms or agreements which protect the interests of Mercedes Benz Financial Services. (10%)

Prepare and maintain dealer document files in accordance with established procedure. (10%)

Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements. (10%)

Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions. (10%)

Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews. (10%)

Qualifikationen
This role requires a minimum of 3 years overall work experience. Preferred areas of experience include:
- Accounting - 1+ years of experience

- Business - 3+ years of experience

- Credit - 3+ years of experience

- Finance - 1+ years of experience

- Risk Management - 1+ years of experience

Additional Knowledge:
- 3-5 years prior credit experience in a lending environment preferred
- Experience in Wholesale Audit preferred
- Candidate should have a fundamental accounting and finance knowledge
High School Diploma/GED required. Bachelor's Degree preferred, recommended majors include:
- Accounting
- Business Administration
- Finance
- Mathematics
- Statistics
Skills:
- Analytical Skills
- PC Skills
- Presentation Skills
- Problem Solving & Analysis Skills
Additional Skills:
- Lotus Notes, Microsoft Word and Excel
- Experience with DFAS, CAP Loan, AIM, CPMS/Credit Shell and/or Customer Profile preferred
- Customer Focus
- Flexibility & Adaptability to change
- Relationship Building
- Attention to Detail
- Teamwork and Collaboration
Recommended Prerequisites:

Small Business Credit Analyst; Retail Credit Analyst; Wholesale Inventory Auditor

This position is a local assignment. Relocation assistance will not be provided for this position.

If you were not re-directed successfully after clicking the “Apply for this job” button, please click the following link to search and apply for the role on the local career portal: https://daimler.taleo.net/careersection/ex/jobsearch.ftl

Mercedes-Benz Financial Services offers competitive salary commensurate with experience and a full suite of benefits including 401(K) with match, generous vacation and personal time, performance-based bonuses, a Mercedes-Benz car program and more.
EEO/Minorities/Females/Disabled/Vets

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