Mortgage Underwriter, Government

Nationwide Mortgage Bankers Inc - Cleveland, OH

Full-timeEstimated: $59,000 - $83,000 a year
SkillsBenefits

Nationwide Mortgage Bankers, Inc. direct lending mortgage bank exclusively serving the home finance market for one to four family residential properties. Licensed by the U.S. Department of Housing and Urban Development, we specialize in government insured loans. Our approval by the United States Department of Veteran Affairs provides us the honor of being able to serve our military population. Additionally, we also offer Conventional Home Financing.

Our corporate culture allows our employees to thrive both personally and professionally by utilizing the latest technological advancements available. We believe in empowering our loan originators with all of the resources and tools necessary to help them focus on growing their business by empowering their referral sources. It is no wonder why we are steadily growing at a rapid pace. NMLS: 819382

Essential Job Functions

  • Analyze loan packages to deliver valid credit decisions
  • Perform timely reviews of conditions submitted
  • Discuss and review conditions with loan officer, processors, team leaders or managers
  • Recommend restructuring of loans to comply with guidelines
  • Manage and execute multiple priorities and tasks effectively in a high pressure environment
  • Resolve post-closing underwriting issues
  • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.

REQUIRED SKILLS

  • Ability to assess layered risk
  • Strong written and verbal communication skills

Education/Experience:

  • Direct Endorsement (DE) Required
  • 5+ years Underwriting experience
  • Experience with FHA/ VA/ Agency loans
  • Knowledge of agency & secondary market investor guidelines and overlays
  • Knowledge of DU and LP

Nationwide MortgageBankers, Inc. is an Equal Opportunity Employer. Our Company does not and willnot discriminate in our employment and staffing practices on the basis of race,age, disability, gender, sexual orientation, nationality or any other basisprohibited by law.

Job Type: Full-time

Experience:

  • relevant: 5 years (Preferred)
  • Mortgage Underwriting: 5 years (Preferred)

Work Location:

  • One location

Benefits:

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Retirement plan
  • Paid time off
  • Flexible schedule

Schedule:

  • Monday to Friday