Home Loan Specialist

Churchill Mortgage Corp - Brentwood, TN (30+ days ago)


Churchill Mortgage Corporation is seeking top talent, lead converting Home Loan Specialists (Loan Officers) for our Brentwood, TN branch!

“Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients. Churchill Loan Officers are provided a strategic origination plan; one that delivers multiple revenue streams from realtors, financial planners, CPA’s & family attorney’s; a plan anchored in the principal of service to others; providing tangible value to our referral partners, to help their customers and grow their business; a plan that teaches ‘debt free homeownership’ and embraces the sound financial principals as heard on the Dave Ramsey Show

Churchill Mortgage helps you be the best you can be! We pour our time, talent, expertise and tools into each and every Loan Officer; equipping and supporting them like no one else.

What makes Churchill different is that we practice what we preach. Churchill is 26 years young; a debt-free company with an eight figure cash account; and we’re an ESOP (Employee Stock Option Plan), which means the employees own 49% of Churchill Mortgage. You've got a piece of the rock! If you believe like we do, if you're humble, hungry and smart, let’s talk today!

Churchill Mortgage Corporation is an Equal Opportunity Employer

Job Requirements

Responsibilities:
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Have comprehensive knowledge of state and federal regulations.
Must meet all state requirements for continuing education and licensing.
Provide applicants with available options pertaining to their mortgage loan needs.
Counsel customers with respect to credit needs.
Obtain complete loan application including all support documentation needed to process the loan.
Pre-qualify potential loan applicants by analyzing financial background.
Follow-up on processing the loan by obtaining additional applicant information if necessary.
Maintain communications between the lender and borrower.
Establish rate with borrower verbally and in writing prior to settlement.
Understand and support the corporation's policies and procedures to provide proper and effective treatment to all of the corporation's customers.
Resolve any customer problems in an expeditious and tactful manner.
Review and report complaints received from customers and recommend corrective action to management.
Skills: Active NMLS license, Independent Judgment, Oral Communication Skills, Written Communication Skills, Analyzing Skills, Reading Skills, Customer Service, Diplomacy, Organization, Negotiation, Math Aptitude, Planning, Professionalism, Proofreading Skills, Time Management, Computer Literacy, Alpha/Numeric Keyboard Skills.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience: High school diploma or general education degree (GED); related residential mortgage lending process experience and/or training; or equivalent combination of education and experience.

Computer Skills: To perform this job successfully, an individual should have knowledge of Loan Origination Software.

Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management.

Job Snapshot

Employment Type Full-Time

Job Type Finance

Education Not Specified

Experience At least 2 year(s)

Manages Others Not Specified

Industry Mortgage

Required Travel Not Specified