Full Job Description
Are you looking for a role where you can analyze and underwrite Direct Auto loans? Do you enjoy partnering with other departments and working at a fast pace? If so, Mariner Finance has an exciting opportunity for you to join our team as an Auto Underwriter I. This position will be located in Twin Cities, MN.
Become a part of a fast-growing, dynamic company, and join a team that offers an opportunity for accelerated professional growth! If you enjoy interacting with consumers and thrive in a results-oriented environment, we would love to hear from you!
Reviews, analyzes and underwrites Direct Auto applications, using sound judgment and company guidelines in the decision making process.
Assists branch with negotiation of loans based on internal lending guidelines, fair lending practices and the ECOA (Equal Credit Opportunity Act).
Maintains confidentiality with sensitive financial and/or personal information.
Reviews financial statements, credit reports, applicable debt ratios and loan-to-value ratios in order to make credit decisions that mitigate future risk for the company.
Communicates in a style or manner that develops, and maintains a strong business relationship with all contacts.
Additional duties and responsibilities may apply.
Associate’s Degree (or two (2) years of college course work) in business administration, management, marketing, finance, or a related field required; Bachelor’s Degree highly preferred.
One to two (1-2) years of Consumer Finance and/or underwriting experience a plus.
Strong analytical, organizational, and time management skills.
Strong decision making and negotiation skills.
Solution-based communication style.
Experience in Microsoft Office Suite required.
While performing the duties of this job, the employee is frequently required to sit for extended period; reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to twenty pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
As a team member of Mariner Finance you will enjoy a robust benefits package that demonstrates our dedication to employee satisfaction:
Medical, Dental, Vision, Life Insurances
Mariner Finance is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, creed, religion, gender identity, sex, marital status, sexual orientation, national origin, physical or mental handicap, covered veteran status, or other status protected by applicable law.