Req ID: 76209
Department: Insto R&A International
Division: Institutional
Location: New York
About Us
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.
About the Role
As a Senior Associate, Research and Analysis in our Institutional team , you’ll play a key role in managing a portfolio of International Banking clients across Diversified Industries to carry out the Research & Analysis function.
Research & Analysis is primarily responsible for identifying and effectively managing risks inherent in the client's business model and industry. Research & Analysis is also responsible for identifying and managing risks inherent in the client’s capital and management structure and financial results.
The primary activities of the role include:
Preparation of quality credit papers with proper evaluation of risks and formulation of well-structured risk mitigation strategies
Consistently make sound, high quality credit recommendations, based on thorough financial analysis and deep dive industry research and analysis
Portfolio analysis and monitoring including risk grade review event management
Managing stakeholders across a team including Relationship, Risk and Product Partners
Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.
Role Type: Permanent
Role Location: New York
What will your day look like?
As a Research & Analysis Associate, USA, your accountabilities will include:
Assist in achieving revenue growth targets and maximise revenue/RWA for Institutional Clients within the Diversified Industries portfolio.
Attend Bank Meetings and customer meetings together with Relationship Managers to ensure strong understanding of customer business model and industry.
Contribute to the development of strategy and supporting plans for strategic customer growth via new transactions as well as managing deteriorating credits.
Maintain portfolio credit quality and remain within agreed risk appetite, including timely review of customer performance ensuring a strong 1st line of defence.
Consistently makes sound, high quality credit recommendations, based on thorough research and deep dive analysis, and disciplined application of Sector Transaction Guidelines/Risk Appetite Statement and Credit Policies.
Be a solid contributor to NY Corporate team through active participation, co-ordination and collaboration
Deliver quality, concise, relevant and timely credit papers
Maintain a strong partnership with Risk
What will you bring?
To grow and be successful in this role, you will ideally bring the following:
Tertiary qualification preferably in Commerce, Business, Accounting or Economics
Relevant experience in risk analysis across Institutional and Large Corporate customers
Highly motivated, self-directed team player with excellent interpersonal and communication skills - written and verbal
Strategic mindset, highly commercial with a proven ability to balance risk/reward priorities.
General knowledge in banking products and loan structures, trade finance and global markets
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
So why join us?
From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.
But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.
We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.
At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.
. You can apply for this role by visiting ANZ Careers and searching for reference number 76209.
Compensation Benefits
The base salary range for this position is $140,000 - $160,000 plus bonus
This range is determined by the job, location and level of expertise required for this specific role. The final salary offered will consider your capabilities, skills and knowledge.
ANZ is proud to offer highly competitive employee benefits. Highlights include:
- Market leading medical plan, heavily subsidized by ANZ
- Comprehensive benefit plans including vision, dental, life and disability, fully subsidized by ANZ
- Defined contribution retirement plan, matching up to 6%
- Monthly commuter subsidy to fund your transit or parking needs
- Generous leave policies including vacation, personal, sick, parental leave
- Flexible work environment with a hybrid remote working model
- An ‘always learning’ culture that fosters professional development and career growth
Job Posting End Date
22/09/2024 , 11.59pm, (Melbourne Australia)
