The Sr. Analysis & Reporting Sr Analyst will mainly contribute to the reporting, design and development of Management information reporting for Citizens’ Retail divisions. Will also participate in the preparation of a selected credit reports for Commercial Division. The Sr Analyst gradually will serve as a subject matter expert to report/analyze portfolio trends and change dynamics for credit risk management.
Primary responsibilities include:
Analyses regarding Retail portfolio demographics (balance, product type, geography, collateral type, TDR, Impairments), industry/sector and metrics (Non Performing, Non-Accruing, Net Charge Off, FICO, CLTV, DTI, etc.)
The preparation of info/data to support the Investor Relation team responding to inquiries from external investors and Rating agencies
Helping to link and reconcile the Management Reports to Regulatory and Investor Reporting for Retail division
Working with Business partners in Finance, Investor Relations, Risk Architecture, Treasury, and the Line of Business, focusing on the level and types of credit risk exposures of Citizens, enabling business executives to identify and manage risks and develop strategies
Meeting with business partners when needed to discuss reporting needs, data enhancement and risk management measurements
Meeting with stakeholders to discuss reporting enhancements and incorporate feedback
Supporting the Portfolio Analysis & Reporting leadership team in transforming existing reports to meet future information needs of the organization and improve efficiency.
Contribute to report development by providing direct feedback and requirements to the current/potential reports to the development team
6-8 years of reporting production experience or credit risk management experience
5+ years experiences analyze, understand, formulate insightful questions, and communicate key insights of portfolio metrics, balance sheet, other financial statements, and key credit quality indicators
Experience reading financial schedules
Excellent written and verbal communication skills
Skilled at MS office focus on Excel and Power Point
Strong financial acumen
Experience in corporate reporting or risk reporting for public entity
Education, Certifications and/or Other Professional Credentials:
Bachelor’s degree Required: Preferred Accounting/Finance/ Information Management
Master’s degree Preferred
Hours and Work Schedule
Hours per Week:40
Work Schedule: M-F 8-5
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran
Citizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries.