Life Underwriter

AXA General Insurance - Charlotte, NC

Full-time | Contract
Life Underwriter (190003WU)
SHIFT : Day Job
SCHEDULE : Full-time


AXA is seeking a Sr. Life Underwriter to join their team!

This person will be responsible for reviewing complex, multi-impaired kind of risk and long-term care involving complex financial scenarios. This person will work with brokerage agencies, wholesalers: reviewing a mix of different applications from quick quotes to formal applications to informal applications.

Day in the Life:
70% of the position is reviewing an average of 10-15 cases per day of informal applications involving medical records. (Quick quotes are not counted in the average)
Average time to review an informal application is 30-60 minutes; average time to review a formal application can be anywhere from 10-60 minutes

Appraise and underwrite applications for insurance to assess mortality and morbidity risk within company guidelines to assure equitable treatment of policyholders and producers and to meet the company's financial objectives.
Approve, classify or decline applications on own signature; includes qualifications outlined in the job description.
Provide guidance to the field force and home office staff regarding underwriting philosophy and requirements.
Enhanced field relationship management.
Basic EKG interpretation skills.

Basic Requirements:
4+ years’ Life Underwriting experience

  • Bachelor’s Degree
  • Earned FALU and FLMI designations
  • Passed or willing to pass an EKG training course and established proficiency in EKG interpretation
  • Strong oral and written communication skills
  • Works well independently and as part of a team in a constantly-changing environment

Basic Requirements:
5+ years’ Life Underwriting experience

Bachelor’s Degree
Strong oral and written communication skills
Works well independently and as part of a team in a constantly-changing environment

We have been providing stability and reliability to our clients since 1859 to help them live their lives with confidence, to give them peace of mind, and enable them to realize their dreams for their loved ones and their legacy.

As an employer AXA is committed to creating an environment where everyone feels completely comfortable bringing their true selves to work every day. AXA US has been recognized and certified as a great place to work by the Great Place to Work Institute.

We provide our employees opportunities to move within our organization so they can grow their career and skills without ever having to leave AXA. Almost 40% of our open jobs are filled with current employees.
NOTE: AXA participates in the E-Verify program.

In addition to competitive compensation and an outstanding benefits package including 401 (k) and medical programs, we offer the opportunity for continued professional development in a congenial corporate environment.

AXA is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.


Would you like to wake up every day driven and inspired by our noble mission and to work together as one global team to empower people to live a better life? Here at AXA we strive to lead the transformation of our industry. We are looking for talented individuals who come from varied backgrounds, think differently and want to be part of this exciting transformation by challenging the status quo so we can push AXA - a leading global brand and one of the most innovative companies in our industry - onto even greater things.

In a fast-evolving world and with a presence in 64 countries, our 166,000 employees and exclusive distributors anticipate change to offer services and solutions tailored to the current and future needs of our 103 million customers.