Obsidian Financial Services, Inc is a full service mortgage banker specializing in residential loans. We provide a wide array of products, programs and services throughout the home financing process. Prosperity Home Mortgage is looking for talented Mortgage Loan Processors to join our team.
As a Loan Processor, you will be responsible for assisting the Loan Originator in achieving final approval from an internal or external underwriting department.
- Review file submissions for accuracy and completeness.
- Obtain all required documents needed to submit the loan to underwriting for initial approval and final loan approval.
- Verify that all documents are correctly located in the loan file.
- Ensure LendingPad system is updated with current data.
- Manage AUS findings and analyzes approvals and results accordingly.
- Maintain current knowledge of agency, investor, and underwriting requirements.
- Provide clear, effective communications to team members.
Qualifications and Skills:
- Minimum of 3 years’ recent mortgage loan processing experience and must have knowledge of FHA, VA, USDA, FNMA, FHLMC, and investor guidelines.
- Excellent and effective written and verbal communication skills.
- Proficient in Encompass and Microsoft Outlook, preferred.
- Bilingual preferred but not required.
- Minimum of a high school diploma required.
- Highly detailed and organized with the ability to multi-task.
- Professional image.
Obsidian Financial is a national lender that produces of $500 million in sales per year. Our loan offices and employees are loyal and dedicated to helping individuals with homeownership. Once you join the Obsidian family, you are family for life. Obsidian is a diverse company that believes in strong work ethics, and the desire to succeed. Please find out what all the buss is about.
Job Type: Full-time
Pay: $50,000.00 - $100,000.00 per year
- High school or equivalent (Preferred)
- Mortgage Processing: 3 years (Preferred)
- Mortgage: 3 years (Preferred)