At Regions, the DPO Real Estate Banking Team Manager I leads a team of highly skilled individuals who is responsible for partnering with the coverage team and risk management to lead the credit process for the Area or Group supported. As a member of the first line of defense, this individual will lead the credit process, ensuring prudent loan underwriting/loan production, timely and accurate risk rating, and timely and accurate monitoring of credit risk in the loan portfolio. This individual will work closely with the DPO Group Manager, Debt Products Managers, Debt Products Associates and Credit Risk Officers to ensure proper process and procedures are being executed accurately and efficiently. In addition, this person will work closely with the Business Unit Head, Market Manager(s) and all other members of the Coverage Team on new and ongoing client activities. This individual will stay abreast of client needs by directly managing a small portfolio of clients.
Ensures new loans and renewals are underwritten to prudent risk standards and are in compliance with the commercial loan policy and the credit risk management policy
Supports, communicates and leads new risk management initiatives in partnership with DPO Risk Compliance
Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating
Maintains limited client portfolio direct management
Hires/develops/coaches/manages Debt Product Organization personnel
Ensures Regions is building the best team and a bench to replace talent at all levels as needed
Creates and maintains strong working relationships with key stakeholders including Debt Products Managers, Debt Products Associates, Credit Officers, Coverage Bankers, Business Unit Leadership, Geography Leadership and Human Resources
Maintains strong culture of risk rating timeliness and accuracy. Leads culture of dynamic risk rating
Ensures credit monitoring and servicing is timely and accurate
Partners with Credit Officers to serve as Area or Group point of contact for Credit Review, Problem Asset Management, and internal and external auditors in partnership with the DPO Risk Compliance Group
This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.
This position is incentive eligible.
BA/BBA/MBA and completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
Minimum of Ten (10) years of commercial/corporate banking experience
Significant accounting, finance and capital markets knowledge and commercial banking experience
Minimum of two (2) years of coaching, leadership, and/or management experience
Skills and Competencies
Demonstrated self-starter with strong work ethic, excellent verbal and written communication skills, interpersonal skills, problem solving skills, multi-tasking skills, time management skills, and ability to lead and coach
Ability to build a cohesive team that incorporates core values and creates a motivational environment that achieves business and credit risk goals
Strong working knowledge of the group’s emerging and key risks