- Microsoft Office
- Portfolio Management
- Military Experience
At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience. Help us build a better Wells Fargo.
It all begins with outstanding talent. It all begins with you.
Wholesale Banking provides financial solutions to businesses across the United States and globally. Our nine major business lines include Business Banking, Middle Market Banking, Government and Institutional Banking, Corporate Banking, Commercial Real Estate, Financial Institutions Group, Wells Fargo Commercial Capital, Wells Fargo Securities, and the Investment Portfolio. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.
The Credit Analyst 3 position will manage a large portfolio of diverse, complex Business Banking loans. The CA3 is responsible for analyzing complex companies and industries with annual revenues ranging from $5mm-20mm and conducting presentations on findings to leadership. Functions include: conducting complex credit investigations and analyzing diverse credit information for loans; analyzing/formalizing documentation of loan transactions and/or credit history of customers; assisting in preparation of credit memos for presentation to lending officers and/or approval committees; performing research/analysis related to projects such as industry studies and management reports; portfolio management including covenant testing and handling loan renewals. The CA3 partners closely with Business Relationship Managers and Business Banking Managers throughout the underwriting process.
Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
5+ years of credit analysis experience
5+ years of commercial banking experience
Commercial underwriting experience
Ability to review personal or business financial statements and tax returns (commercial and individual)
Knowledge and understanding of cash flow lending
Knowledge and understanding of loan portfolio management
A BS/BA degree or higher in business administration, economics, accounting, finance, or other business related field
Excellent verbal, written, and interpersonal communication skills
Intermediate Microsoft Office skills
Strong analytical skills including analyzing complex data
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.