Mortgage Loan Officer

First Option Mortgage, LLC - Indianapolis, IN4.0

Full-time | CommissionEstimated: $65,000 - $85,000 a year
EducationSkills
Job Description:
First Option Mortgage is looking for experienced mortgage loan originators, in the Indianapolis, Indiana area, with previous sales success to sell and close Conventional, FHA, VA and USDA residential home loans through our in-house, mortgage banking platform.

Responsibilities include:
Advise new and existing customers on various loan programs based on their financial needs and current rates
Obtain and analyze financial and credit data
Negotiate terms and conditions of loans with applicants
Act as primary liaison between borrowers, outside entities (realtors, title and escrow officers, etc.), and other company employees to facilitate a prompt and efficient loan closing
Remain current on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both private and government-insured mortgages
Manage personal pipeline to ensure service standards and financial goals are met
Consistently work in accordance with departmental sales and service standards
Transact business in conformance with state and federal regulations such as RESPA, HMDA and Fair Lending Practices.

WHAT WE PROVIDE TO YOU:
We fund our loans as a Mortgage Banker or Lender with large, Tier-1 Investors
Highly-competitive commission structure with a monthly draw guarantee
Superior pricing and product placement through our online, real-time pricing engine
Close loans in days, not weeks or months
In-house mortgage operations team (processing, underwriting, closing, etc.) to ensure your loans get through the system fast and clean the first time
Top-notch marketing and advertising programs that bring qualified clients directly to you
Hands-on sales management to provide continual education and sales training

Required Experience:
Must be licensed as a Mortgage Loan Originator (MLO) per the S.A.F.E. Act requirements
Bachelor’s degree in business, finance or equivalent work experience required
2-5 years of relevant mortgage origination and loan structuring experience (preferred)
Experience collecting and analyzing borrower income
Strong analytical, mathematical, and negotiating abilities
Excellent oral and written communication skills
Ability to multi-task
High level of integrity and trust
Team-player with selfless attitude
Professional demeanor and attire
Proficient with all MS Office applications (Word, Excel, Outlook, etc.)

From: First Option Mortgage, LLC