GENERAL SUMMARY
Responsible for providing exceptional member service, banking solutions that will deepen existing members relationships with Destinations CU and generating revenue. Provides answers to routine inbound call inquiries regarding the credit union’s products, services, and promotions. Provides over the phone member advice, explore opportunities to cross-sell the best suitable products and services, and evaluates their financial needs in every interaction to generate loan business that in turn will assist our members in meeting their financial goals.
In addition, performs routine savings, checking, and loan account transactions with members.
MAJOR DUTIES & RESPONSIBILITIES
- Actively promotes a need-based sales and service culture as outlined by Destinations CU mission, vision, and values while always providing a stellar member experience.
- Represents the Credit Union in a professional manner and maintains positive member relations by providing guidance and relevant information related to features and benefits of all products and services offered by Destinations credit union.
- Observes all required verification protocols, obtains the appropriate documentation to remain BSA and Patriot Act compliant.
- Strictly performs the member verification per Destinations MIP on every interaction, prior to initiating any requests or transactions.
- Performs the review of all new memberships recently established while observing the appropriate time frames.
- Keeps track of all products and services cross-sold.
- Interviews potential borrowers to determine the viability of a loan request. Self-initiates loan applications, analyzes the information and supporting documents gathered based on the credit union’s policy. Prepares and submits loan files for processing.
- Provides updates regarding the status of a submitted loan applications.
- Implements outreach efforts regarding consumer loan products to develop new and increase / expand lending product penetration.
- Able to process transactions for members via telephone, including but not limited to transfers, loan payments and new share opening with same day funding.
- Performs other job-related duties as assigned by the Branch Manager and/or the VP of Branch Operations.
- Must be able to work a minimum of two Saturday shifts per month.
EDUCATION & EXPERIENCE
A High School Diploma or equivalent is required, college is preferred. Bilingual English & Spanish is preferred
Must have a minimum of three (3) years of experience in member service, call center environment, general knowledge of consumer lending. Prior sales experience and knowledge of IRA rules and regulations is preferred. Must possess effective written and verbal communication skills. Must be adept in operating standard office equipment, specifically a computer, and must have a working knowledge of Microsoft Office products.
Interpersonal Skills
A significant level of trust and diplomacy is required, in additions to normal courtesy and tact in providing assistance and information. Excellent communication skills (oral, written). Must possess an adequate business- like personal presentation.
Required Compliance Courses
Bank Secrecy Act/ Anti-Money Laundering and OFAC training requirements that pertain to the position at Destinations CU and other courses as directed by management.
Must have a positive credit rating and be eligible for bonding.
Job Type: Part-time
Pay: From $15.00 per hour
Expected hours: No less than 20 per week
Benefits:
- 401(k)
- 401(k) matching
- Paid time off
- Paid training
Physical Setting:
Schedule:
- Day shift
- Monday to Friday
- Morning shift
- Weekdays
Supplemental Pay:
Application Question(s):
- Are you able to work a minimum of two Saturday shifts per month?
- Are you fully vaccinated for Covid -19 or willing to vaccinate prior to employment?
Education:
- High school or equivalent (Required)
Experience:
- Banking: 3 years (Preferred)
- Customer Service: 2 years (Required)
- Financial Institutions Call Center Enviroment: 2 years (Preferred)
- General Consumer Lending: 2 years (Preferred)
Language:
License/Certification:
- Certified Notary Public or are you able to obtain? (Preferred)
Shift availability:
Ability to Relocate:
- Parkville, MD 21234: Relocate before starting work (Required)
Work Location: In person
