- Time Management
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at http://www.jpmorganchase.com/.
Our Firmwide Risk function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.
Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others
The Associate will be key member of the Risk Management and Strategic Analytics team within Chase Home Lending. Tasks will include data driven strategy analysis, identification of emerging risks, development of insightful reporting, and interaction with business partners and business leaders. The ideal candidate will possess strong technical skills, be a creative thinker with a strong passion for high performance and accuracy, and with attention to details. Must also be self-motivated and able to use appropriate analysis, judgment, logic, and communication methods when solving problems, making decisions, and communicating findings.
Position requires a strong data analytics skill set and must execute the following objectives:
Produce reporting that captures state of the business and highlights risks for senior management
Synthesize large quantities of data using tools such as Teradata, ORACLE, SQL Server & SAS
Develop and monitor key-leading indicators of risk. Detect, analyze, summarize, and escalate unexpected trends in business to senior management
Generate analytics that provide a Risk point-of-view, and make data-driven recommendations to mitigate risks, and solve business issues that have a direct impact on the bottom-line of the business
Partner with cross-functional teams to support business partners’ strategies to increase profitability and mitigate risk
Directly engage in ad-hoc projects to support Servicing Analytics with requests coming from senior leadership
Understand loss mitigation, default, mortgage originations and servicing to be engaged in possible ‘what-if’ scenario analysis from a portfolio risk perspective
Perform ad-hoc analysis, and generate reports for Risk Management by extracting data, performing data manipulation / quality checks, developing actionable insights
Create effective PowerPoint presentations that will drive business processes and initiatives
Promote a constructive, positive team environment and maintain trust, transparency, information sharing, and support for common goals
Demonstrate high level of personal initiative and adapt to changing priorities with changes in the business landscape
Bachelor’s degree in Finance, MIS, Economics, Mathematics, Computer Science or related field; or equivalent work experience required.
Minimum of 5 years’ experience in mortgage banking industry. Experience in Risk Analytics, Mortgage Servicing and/or Loss Mitigation a plus
Strong analytical, investigative, interpretive and problem solving skills with the ability to interpret large amounts of data, identify actionable insights, and quantify their impact on the operational and financial areas of the business
Advanced programming and analytical skills, with 5+ years of hands-on experience in SAS and SQL programming (ORACLE, Teradata, SQL Server) required. Hadoop/Hive and Python a plus
Strong organizational skills to proactively manage his or her own book of work, communicate status updates, and determine next steps and prioritizations
Excellent verbal and written communication skills with ability to create effective PowerPoint presentations.
Effective time management skills to handle competing priorities appropriately to meet tight deadlines
Capable of working independently and as a contributing team member, to meet team and department goals with a strict timeline
Advanced knowledge of MS Office required (Excel, Power Point, Word, Outlook). Must be able to adapt to various technology environments to support data and analytics.
Team player with proven track record in building strong relationships
Ability to deal with highly confidential information in a professional manner
Thoroughness and attention to detail, high level of accuracy, and strong work ethic
Experience with Tableau or other self-serve and/or automation tools a plus