North Atlantic Mortgage Corporation is a full service concierge mortgage broker offering a wide range of mortgage products from banks and non-banks many with no bank overlays. Our lending partners include nationally recognized companies including top wholesalers, boutique banks, credit unions and other institutions. We have recently expanded and renovated our offices in Burtonsville, MD and are excited about our future growth prospects. We prefer highly qualified candidates whose ethics and work principles align with our own corporate vision and business strategy. Our most successful Mortgage Loan Originators generate their own purchase transactions and supported by a well trained, experienced and motivated staff. We are not a high pressure sales organization, our business strategy focuses on customer service designed to drive referral opportunities and repeat business. We are ready and excited to welcome a new member to our team!
Our Mission Statement: "We bring a peace of mind to our clients with an honest straightforward approach"
Licensed States: MD, DC, VA, FL
Visit us at www.namcmortgage.com to learn more about our company or e-mail us at email@example.com.
Title: Mortgage Loan Officer
Hours: Full Time
Compensation: Salary + Commission (ex. close 3 loans, earn 6 figures)
Job Description: As a member of the North Atlantic Mortgage Corporation team you will work in a comfortable yet exciting environment. We offer the flexibility to work remotely or from our main office. The Mortgage Loan Officer is responsible for cultivating and maintaining referral relationships, pre-qualifying clients and originating mortgage loans. The Loan Originator must be able to analyze client financial & credit profiles, apply knowledge of lending guidelines to qualify prospective clients and present viable and relevant financing options. Our Loan Originator will remain involved and maintain close contact with their clients throughout the loan life cycle to ensure a high degree of client satisfaction. The Licensed Mortgage Loan Officer is expected to conduct themselves in a professional manner at all times while maintaining the highest level of integrity and ethics.
Take complete and comprehensive loan applications
Analyze credit reports
Deduce the necessary required documentation from application
Calculate all kinds of income
Maintain knowledge of agency guidelines
Maintain knowledge of company products and services
Remain in close and constant contact with clients throughout the loan life cycle
Analyze all information gathered, ensuring it meets underwriting requirements
Identify potential red flags prior to loan processing
Generate loan disclosure packages and obtain signatures
Collaborate with loan processor throughout underwriting process
Maintain working knowledge of workflows and company procedures
Represent North Atlantic Mortgage in a professional and upstanding manner
Maintain diligence in regards to clients privacy and company safeguards
Currently have an active NMLS license
Experienced in Loan Processing or Loan Origination
Work with Realtors or other referral partners to generate purchase or refinance transactions
Must possess effective verbal and written communications skills
Be familiar with all aspects of loan life cycle
Knowledge of FHA, VA, Conv, conforming & non-conforming guidelines
High level of professionalism, ethics and integrity
Computer proficiency is a must, specifically Windows 10 Pro, Office 365, Sharefile, CRM, Outlook, Excel, Adobe Acrobat, Calyx Point, LP and DU