Associate II Corporate Finance

CITIZENS BANK - Charlotte, NC3.5


Citizens Corporate Finance Group is seeking experienced Associate II to support the team’s senior professionals in industry-focused client development and originating, structuring and executing debt capital markets and M&A transactions. The Associate’s responsibilities will require client development support and significant transaction involvement, from origination through closing, and the ability to work on multiple projects and transactions concurrently. The Associate will play a critical role in developing industry-focused idea generation, working on deal teams and coordinating projects and will interact directly with Managing Directors, senior management, other groups within Citizens, client management teams, private equity firms, corporate customers, and legal counsel. The Corporate Finance Associate would work directly with senior professionals on the Debt Capital Markets / Leveraged Finance and M&A product groups, as well as Sponsor Coverage and Corporate Banking relationship teams with deal experience supporting acquisitions, leveraged buyouts, dividend recapitalizations, restructurings, refinancings, and equity raises. The Associate will also be responsible for supervising and developing analyst level bankers.

This position offers an excellent opportunity to join a rapidly growing investment banking platform with market leading positions in middle market corporate and financial sponsor backed transactions. Through this experience the Associate will gain insight into the issues and considerations for management teams and shareholders at growing middle market companies, and exposure to strategic, financial and capital decision making. The Associate will also develop direct relationship management responsibilities through interactions with current and prospective clients and management teams as well as private equity firms.

Key Tasks and Responsibilities of the role include, but are not limited to:


Working with Managing Directors, Vice Presidents, Associates within the Debt Capital Markets / Leveraged Finance and M&A product groups, Sponsor Coverage and Corporate Banking relationship teams to develop new business ideas, pitch strategies or transaction financing scenarios to help corporate clients and financial sponsors achieve their financial and strategic objectives
  • Performing extensive financial statement modeling for a variety of transaction scenarios
  • Conducting comprehensive company and industry research
  • Analyzing financial model output and client information to prioritize data and present conclusions for discussion purposes
  • Coordinating with senior bankers to provide indicative transaction structure and pricing guidance based on financial model and comparable transaction analysis
  • Preparing pitch materials for client meetings
  • Manage transaction screening and credit / underwriting approval processes and all required documentation, analysis and meetings
  • Playing a key leadership role throughout the transaction execution process
  • Participating in accounting, business and legal due diligence
  • Working with legal counsel and clients / financial sponsors to draft and negotiate legal documentation
  • Preparing detailed transaction marketing materials including confidential information memoranda and lender / management presentations
This opportunity carries a competitive salary and a discretionary annual bonus based on individual and firm achievement.


Ability to function as part of a flat organization, manage several projects at once and work effectively as an individual and as part of multiple teams
Excellent oral and written communication skills with the ability to express ideas in a persuasive, organized, and articulate manner
Ability to follow-up independently and consistently and play the critical role as the project manager on most assignments
Demonstrated aptitude for quantitative and qualitative analysis with a solid understanding of financial statements, financial modeling and company or industry analysis
Self-starting team player who can think strategically and excel in a fast-paced, entrepreneurial, challenging work environment
High degree of maturity and integrity with a positive and hardworking attitude
Excellent attention to detail
Ability to immediately contribute to the group based on past experience and help transfer best practices and knowledge

Background qualifications include:
Undergraduate degree with a strong academic record from a leading university. All concentrations considered given level of industry experience
MBA a strong plus, but not required given level of experience
Attendance in a formal investment or corporate banking training program preferred, but not required
2 to 4 years of direct experience with proven client interaction and Investment Banking, M&A, Corporate Finance, Leveraged Finance or Capital Markets experience
Full command of Microsoft Word, Excel and PowerPoint
Experience with related financial services software including S&P CapitalIQ, S&P Leveraged Commentary, Advantage Data, Bloomberg, Thomson One, Thomson Loan Pricing Connector, FactSet, etc.
FINRA Series 79 (or 7) and Series 63 and /or willingness to obtain licenses in a short timeframe
Hours and Work Schedule
Hours per Week: 40+
Work Schedule: Monday - Friday

Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran