Full Job Description
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for a Centralized Disclosure Specialist for their Financial Services Compliance Department. The right candidate will work within a centralized department to issue initial and subsequent re-disclosures to consumers for multiple loan types in multiple states. Accuracy and timeliness are paramount due to the regulatory and business requirements related to disclosures.
Essential Duties and Responsibilities
Receive information necessitating disclosure of company and/or regulatory required disclosures (both initial and subsequent re-disclosures).
Review and interpret information received to effectively determine which disclosures are required to be provided. Information may be contractual, loan (rate term, loan type, interest rate lock, mortgage fee, etc.) property/market (transfer tax, stat disclosures, etc.) or borrower related.
Complete the disclosures as required based on the information received as well as through practical understanding of the mortgage loan process. This will involve updating information within the Loan Origination System. Knowledge of the Loan Origination System (Empower) and supporting systems (Encomia, Esign) is required.
Communicate effectively with Production team (Mortgage Loan Originators as well as other departments as applicable) to confirm the disclosures are appropriate.
Provide accurate and appropriate disclosures to DHI Mortgage customers within pre-determined timelines pursuant to company policy/procedure and regulatory requirements.
Update the Loan Origination System as well as other systems (as required) to effectively notify appropriate parties that disclosures have been effectively provided to consumers.
Review Centralized Disclosure Department reports to confirm all disclosures are processed in a timely fashion.
Education and/or Experience
Bachelor's degree (B.A.) from four-year college or university plus one year related experience; or four to six years related experience and/or training; or equivalent combination of education and experience.
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including vision, medical and dental. Build YOUR future with D.R. Horton, America's Builder.
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Job: Financial Services
Primary Location: TX-Austin
Job Posting: May 21, 2020, 12:00:00 AM