As a Product Manager you will own the P&L for your product focusing on driving growth and profitability within your product vertical. Examples of Product Manger led products include Installment Loans, Single Payment Loans, Check Cashing, and Prepaid Cards to name a few. You will work cross functionally across the organization to align on priorities to deliver against your operating plan. You will be responsible for developing and driving channel strategy, pricing, product design, competitive market analysis, and customer insights through data driven analytics and strategy formulation.
Strategic collaboration with the senior management team on key projects, strategy development, and budget management as well as hands-on day-to-day implementation.
Lead product development strategy in alignment with business goals, desired customer experience, customer feedback and overall market opportunity to ensure industry leadership.
Collaborate with members of the management team to determine requirements and provide direction to IT on technical product development and delivery system enhancements.
Oversee key projects, processes, and performance reports, data and analysis.
Define and document processes to improve efficiency, quality standards and profit margins while optimizing product strategy and time to market.
Perform statistical and other quantitative and qualitative analyses utilizing tools and applications including SAS or SQL, Teradata or similar relational database tool, statistical modeling, and regression analysis to develop strategic business insights.
Prepare presentations of complex economic concepts and research results to non-specialist audience and senior management.
Collaborate cross functionally with marketing, credit, retail, operations, technology, finance/ accounting, and legal/compliance team members on new product initiatives as well as day to day product marketing and pricing initiatives as needed. Qualifications
Bachelor’s Degree in Economics, Operations Research, Engineering, Business Administration, or a related quantitative field
Master’s Degree in the above areas is strongly preferred
Teradata or similar relational database tool; statistical modeling; regression analysis; and presentation of complex economic concepts and research results to non-specialist audience. All listed qualifications may or may not be acquired concurrently. Must pass company’s assessment.
5 to 10 years of experience in a similar or related field
Prior experience with consumer lending or related products a must
Quantitative and qualitative analysis experience using SAS, SQL, Excel, R, Python, or other equivalent tools
Familiar with Teradata or similar relational database tools, statistical modeling, and regression analysis
Able to present complex economic concepts and research results to non-specialist audience
Familiar with senior-level information and a collaborative leadership environment
Strategic planning and product lifecycle development within a complex, compliance-driven industry
Demonstrated leadership in product development, deployment, and related processes
Demonstrated ability to anticipate and solve practical problems or resolve issues
Demonstrated problem analysis and resolution at both a strategic and functional level
Proficient in financial analysis
Proficient in macro/micro market analysis
Ability to influence senior management and internal / external stakeholders for desired outcome
Ability to organize and prioritize across multiple priorities and projects leveraging thought leadership
Ability to think ahead and plan within a strategic window
Demonstrated in-depth product development techniques and financial principals
Professional presentation skills, excellent oral and written interpersonal communication skills
Proficiency with Microsoft Office suite of products and tools
Common web platforms (Google & web-based work and management tools)
It is essential that this position can demonstrate the ability to deliver through influence in order to drive substantive growth and EBITDA contributions. The key to success for this role will be in identifying, establishing, cultivating and maintaining partner relationships across the company to deliver on your product roadmap and growth plans.
All your information will be kept confidential according to EEO guidelines.