Full-timeEstimated: $80,000 - $100,000 a year
- Customer service
- Bachelor's degree
Full Job Description
There are many things to consider when deciding on your next employer. Do you want a job where you earn a paycheck? Or do you want a CAREER with a company that values their employees as well as the communities that they are in? At BancorpSouth we are more than just a work place. We are a company that prides itself on values and the people that we employ. Start your search for a career with BancorpSouth.
Job Title: Relationship Manager II
Physical Location: Downtown Chattanooga Branch - 631 Broad Street, Ste 150, Chattanooga, TN 37402
Reports To: Bank President or Senior Lender
Working Conditions: Normal, no adverse or hazardous conditions
Compensation: Salary + Incentives
Job Grade: Officer
Job Group Category: Exempt
Work Hours: Normally M-F 8 am-5 pm, may vary between locations
Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
Principal Duties and Responsibilities:
Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
Interviews commercial applicants and processes loan applications.
Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
Approves loans that meet established lending criteria and are within approved lending limits.
Maintains customer relationships.
Manages a portfolio of consumer and commercial loans (primarily commercial).
May coordinate some collection efforts.
Provides and maintains a professional, business-like atmosphere within the banking division.
Represents the financial institution in public relations activities and community affairs.
Bachelor’s degree or equivalent work experience.
A minimum of five (5) years experience in a financial institution as a commercial lender.
Excellent interpersonal and customer service skills.
Knowledgeable of laws and regulations applicable to lending practices.
The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.