Full Job Description
Resumes and cover letters submitted by e-mail at email@example.com will receive expedited processing. You may also fax resumes and cover letters to Career Development, (408) 534-4993, or mail them to Career Development, Heritage Commerce Corp. 150 Almaden Blvd., San Jose, CA 95113.
Posting Date: 04/06/2020
Location: San Mateo, CA
Department: Peninsula Region
Requests specified financial information for loan application. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan. Interviews applicant to obtain corporate history and to resolve questions regarding application information. Negotiates structure and pricing of credit facilities with the assistance of the group manager. Presents credits to Loan Committee and/or Director's Loan Committee for approval. Ensures loan agreements are complete and accurate according to policy. Analyzes potential markets to develop prospects for loans and deposits. Monitors borrowers' financial condition for compliance with loan covenants. Maintains and services existing portfolio. Maintains delinquencies and classified loans at a minimum. Assist Commercial Banking Officers and Commercial Lending Credit Analysts in ongoing training. Act as Bank representative at civic and/or industry meetings or functions.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree (B. A.) from a four-year college or university and one to two years related experience.
Examines, evaluates and recommends approval of client applications for a myriad of bank products, including commercial lines of credit, commercial term loans, letters of credit, real estate loans and flat notes, by performing the following duties.
Benefits include competitive salary, bonus plan, medical, dental, group life & long term care insurance, vision care reimbursement, 401(k), and tuition reimbursement program, and a health club allowance. EOE