Full Job Description
With Discover, you’ll have the chance to make a difference at one of the world’s leading digital banking and payments companies. From Day 1, you’ll do meaningful work you’re passionate about, with the support and resources you need for success. We value what makes each employee unique and provide a collaborative, team-based culture that gives everyone an opportunity to shine. Be the reason millions of people find a brighter financial future, while building the future you want, here at Discover.
TITLE: Lead Consumer Credit Risk Specialist
DUTIES: DFS Corporate Services LLC seeks Lead Consumer Credit Risk Specialist in Riverwoods, IL to develop, apply and enhance credit risk oversight processes in support of and under the oversight of the overall Corporate Risk Management framework and system. Evaluate and monitor consumer credit risk appetite, tolerance and threshold, defining the process for monitoring the performance of the consumer credit portfolio and perform reviews of credit risk strategies. Use trade-offs among key business metrics such as credit losses, receivables and profit. Design and implement comprehensive statistical analysis as part of credit review process. Establishes and maintains effective portfolio tracking to monitor changes in portfolio credit performance. Assess and effectively challenge Risk Appetite and KRI tolerances and thresholds. Review and effectively challenge all assumptions and calculations. Apply and enhance credit risk oversight policies, processes and procedures. Establish effective controls in the credit oversight process. Promote a risk aware culture, ensure efficient and effective risk and compliance management practices by adhering to required standards and processes.
REQUIREMENTS: Bachelor’s degree or foreign equivalent in Business, Statistics, Economics, Marketing Analytics or related quantitative field and four (4) years of experience in job offered or related position: performing data analysis and reporting; preparing presentations for senior management; and utilizing SQL, MS Excel and Tableau for data collection, manipulation and analysis. In the alternative, the employer will accept a Master’s degree or foreign equivalent and two (2) years of experience in the above listed skills.
QUALIFIED APPLICANTS: Please apply directly through our website jobs.discover.com for Job ID R2123 by clicking on “Apply Now.” No calls. Equal Opportunity Employer/disability/vet.
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The same way we treat our employees is how we treat all applicants – with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.