Mortgage Loan Officer

GATEWAY MORTGAGE GROUP LLC - Mason, OH (30+ days ago)4.0


Loan Originator

Responsible for marketing and originating residential mortgage loans to a client base of consumers, realtors, builders and past clients.

ESSENTIAL FUNCTIONS (RESPONSIBILITIES):

  • Establishes and maintains relationships with realtors, builders and the general public to develop and retain existing business
  • Collects and analyzes information regarding the customer’s income, assets, and debt to adhere to regulatory and underwriting guidelines
  • Oversees customer interaction and communicates with all parties involved on each transaction from application to closing, including prequalifying potential home buyers.
  • Communicates loan status to all interested parties and answers questions and advises the parties through the entire loan process
  • Advises the customer regarding the benefits and disadvantages of different Gateway loan products and negotiates acceptable terms with the customer
  • Discloses terms of the loan to the applicant to meet Federal and State regulatory guidelines
  • Prepares applications and required disclosures to submit the file to Processing
  • Perform related responsibilities as required or assigned.

REQUIRED QUALIFICATIONS:

Knowledge/Skills/Abilities

  • Must be highly organized with ability to multi-task
  • Strong oral and written communication skill
  • Exceptional customer service skills
  • Ability to process large amounts of data quickly and efficiently
  • Must have knowledge of Desktop Underwriter and preferably Byte software
  • Appropriate State and Federal licenses, when required

Equivalent Education/Experience

  • NMLS License
  • High School Diploma or equivalent
  • At least 1 year of mortgage experience

SPECIAL JOB DIMENSIONS:

Work requires ability to interact with all parties to a mortgage transaction. Extensive use of computers is required: LOS Software (Byte), Email, Adobe, etc.

Job Type: Full-time

Experience:

  • mortgage: 2 years

Education:

  • High school or equivalent

Location:

  • Mason, OH

License:

  • NMLS

Required work authorization:

  • United States