Inside Mortgage Loan Originator

MIDFLORIDA Credit Union - Tampa, FL (30+ days ago)3.9

Inside Mortgage Loan Originators originate and process first mortgage loans within their designated territory/assigned branch location.
  • Generating first mortgage real estate loans from the MIDFLORIDA Credit Union field of membership

  • Reviewing pre-qualifications to determine appropriate programs and products for clients

  • Issuing prequalification letters and appropriate disclosures

  • Taking rate phone calls, reviewing referrals and online applications

  • Providing excellent customer service both over the phone and in person

  • Reviewing credit reports and locking in loans with secondary market (if applicable)

  • Auditing files for complete information and compliance with secondary market guidelines

  • Providing good faith estimates, truth-in-lending and other appropriate disclosures to borrowers within 3 business days of application

  • Cross selling other credit union products and services to first mortgage loan applicants

Job Qualifications:

Qualified candidates will possess:
  • A minimum of 3 years of government (FHA/VA/USDA) and conventional loan origination experience

  • Advanced knowledge of the Tampa, FL area real estate market

  • Thorough understanding of Federal and State mortgage regulations

  • Experience with loan underwriting and secondary market guidelines

  • Advanced user abilities with mortgage lending software platforms

  • Candidates will possess strong sales abilities, excellent customer service, communication and organization skills

  • High school diploma or equivalent required

  • NMLS registration required