Inside Mortgage Loan Originator

MIDFLORIDA Credit Union - Tampa, FL (30+ days ago)3.9

Inside Mortgage Loan Originators originate and process first mortgage loans within their designated territory/assigned branch location.

Generating first mortgage real estate loans from the MIDFLORIDA Credit Union field of membership

Reviewing pre-qualifications to determine appropriate programs and products for clients

Issuing prequalification letters and appropriate disclosures

Taking rate phone calls, reviewing referrals and online applications

Providing excellent customer service both over the phone and in person

Reviewing credit reports and locking in loans with secondary market (if applicable)

Auditing files for complete information and compliance with secondary market guidelines

Providing good faith estimates, truth-in-lending and other appropriate disclosures to borrowers within 3 business days of application

Cross selling other credit union products and services to first mortgage loan applicants

Job Qualifications:
Qualified candidates will possess:
A minimum of 3 years of government (FHA/VA/USDA) and conventional loan origination experience

Advanced knowledge of the Tampa, FL area real estate market

Thorough understanding of Federal and State mortgage regulations

Experience with loan underwriting and secondary market guidelines

Advanced user abilities with mortgage lending software platforms

Candidates will possess strong sales abilities, excellent customer service, communication and organization skills

High school diploma or equivalent required

NMLS registration required