BSA-AML Specialist II

Axiom Bank, N.A. - Maitland, FL (30+ days ago)

At Axiom Bank, you will be part of a diverse team in an environment that promotes collaboration, accountability, respect, and high ethical standards. We encourage you to aim for the sky and leverage your expertise and passion to excel. You’ll also have opportunities to help improve the communities we have been serving since 1963. Axiom Bank is a growing, dynamic organization – this is an exciting time to get on board!

General Responsibilities

This position is responsible for overseeing, testing and monitoring the Bank’s enterprise wide BSA/AML/OFAC program. to ensure the Bank complies with the regulatory requirements under the Bank Secrecy Act (BSA), other Anti-Money Laundering (AML) Laws and Regulations along with the Office of Foreign Asset Control (OFAC) Laws and Regulations. The BSA/AML Specialist II will prepare detailed reports and analysis of BSA/AML/OFAC, data including fraud findings.

Key Responsibilities and Accountabilities

The BSA/AML Specialist II’s Key Accountabilities include, but are not limited to the following:

Review and approve Currency Transaction reports to ensure proper filing within regulatory guidelines.
Complete suspicious activity investigations including fraud and file SARs as appropriate within regulatory time frames and as approved by the BSA Officer.
Respond to subpoenas and request for videos.
Review and analyze the suspicious activity reports for patterns
Monitor complex high-risk customers/accounts such as but not limited to Money Service Businesses (MSB), customer with Privately Owned ATMs (PATM) and complete High-Risk reviews according to Bank policies and procedures.
Assist with the investigation and respond to 314(b) requests.
Assist with the development or revision of BSA/AML or OFAC policies, procedures, forms and other related documents.
Assist with ensuring changes in regulations or laws related to BSA, AML, USA PATRIOT Act and OFAC are conveyed to appropriate employees.
Assist the BSA Compliance Officer or BSA Supervisor in the preparation or update of the BSA and OFAC Risk Assessments.
Assist the BSA Officer and/or BSA Supervisor with the performance of Data Validation to assess the accuracy of the data contained within the BSA/AML System.
Assist with BSA/AML/OFAC audits and examinations.
Coordinate with the BSA Officer or BSA Supervisor to provide departmental and bank-wide training on BSA/AML/CIP
Maintain BSA/AML/OFAC information on the Bank’s Intranet.
Be a resource for other staff within the department and act as a back-up during absences of other staff.
Coordinate with Compliance Officer to develop and deliver enterprise-wide BSA/AML and fraud training.
Supervision of Personnel

Working Conditions

This position is performed in a regular office work environment. The incumbent will be expected to be able to work Monday through Friday. Job tasks will mainly be performed at the Corporate location; occasional evening and weekend hours may be required. Flexibility with work location and hours may be granted if circumstances permit.

0 – 25%
Qualifications Summary


Associate’s Degree in Business or equivalent work experience. Bachelor’s Degree preferred.

Minimum 5 years of experience in BSA/AML/OFAC, or Internal Audit in a financial institution. Knowledgeable in regulatory compliance guidelines and laws applicable to BSA/AML, OFAC Fraud and Security.
CAMS Certification preferred.

Knowledge & Skills:
Excellent oral, written and interpersonal communication skills.
Ability to read and interpret complex documents such as policy and procedure manuals, BSA/AML & OFAC laws or regulations, operational procedures, reports and legal documents.
Analytical thinking ability and attention to detail.
Good project management and organizational skills.
Ability to work independently in the absence of direct supervision and in a team environment. Ability to compile advanced statistical data for documents and reports.
Proficient in Microsoft Office suite.
Operate and read computer terminal screen in a proficient manner with the ability to compile/create spreadsheets, presentations, reports and assessments.
Ability to analyze information and make decisions and or recommendations.
Interact professionally with senior management, staff, external auditors and bank examiners.
Other Duties - Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

(Reasonable accommodations may be made to enable individuals with disabilities to perform these tasks. If you need an accommodation, please contact us at

AXIOM BANK - Supporting communities. Improving lives. Working together toward your future.

At Axiom Bank, we believe in working together for a brighter future. Through our environment of collaboration and camaraderie, we offer a uniquely fun and rewarding place to develop your career. Axiom Bank is headquartered in Maitland, Florida and has 23 branch locations, with 22 branches located inside select Walmart Supercenters®.

We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success through competitive benefits, as well as the guidance you need to learn new skills and shape our business and future. We proudly offer the following benefits to our Full Time Employees:

11 Paid Holidays
Generous Paid Time Off
Matching 401(k)
Medical, Dental and Vision Benefits
Company Paid Life, AD&D Insurance, Plus 100% Company Paid Short and Long Term Disability
In order to provide equal employment and advancement opportunities to all individuals, employment decisions at Axiom Bank are based on merit, qualifications, and abilities. Axiom Bank does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, age, disability, sexual orientation, gender identity, genetic information, protected Veteran status, or any other characteristic protected by law.

Legal authorization to work in the US is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening

Axiom Bank will make reasonable accommodations for qualified individuals with known disabilities unless doing so would result in an undue hardship.

It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as a condition of employment. Drug Free Workplace. EOE/AA/Minority, Female, Disabled, Veteran.

Eligibility Requirements:
To be considered, all applications for employment must be submitted through the Axiom Bank Job board,

You must be 18 years or older
You must have a high school diploma or equivalent
You must be willing to take a drug test and submit to a background investigation as part of the selection process.
If currently an Axiom Bank employee, you must have been in your current position for a minimum of 1 year, have at least a "consistently meets expectations" performance rating and have the approval of your manager to post or the approval of your manager and HR to apply if you don't meet the time-in-job performance requirement.
Axiom Bank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. All resumes submitted by search firms to any employee at Axiom Bank via e-mail, the Internet, or directly to hiring managers in any form without valid written search agreement executed by an Authorized Officer at Axiom Bank for that specific position will be deemed the sole property of Axiom and no fee will be paid in the event the candidate is hired as a result of the referral or through other means.