Finance & Risk-Credit Risk Consultant

Accenture - Charlotte, NC4.0

Full-timeEstimated: $130,000 - $160,000 a year
Finance & Risk – Credit Risk Consultant

Join Accenture and help transform leading organizations and communities around the world. The sheer scale of our capabilities and client engagements and the way we collaborate, operate and deliver value provides an unparalleled opportunity to grow and advance. Choose Accenture, and make delivering innovative work part of your extraordinary career.

People in our Client & Market career track drive profitable growth by developing market-relevant insights to increase market share or create new markets. They progress through required promotion into market-facing roles that have a direct impact on sales.

Working closely with our clients, Consulting professionals design, build and implement strategies that can help enhance business performance. They develop specialized expertise – strategic, industry, functional, technical – in a diverse project environment that offers multiple opportunities for career growth. While the specific type of consulting work they do can vary, it generally aligns to management consulting, systems integration consulting or technology consulting. Typically, Consultants work at client sites, which often require travel.

All of our consulting professionals receive comprehensive training covering business acumen, technical and professional skills development. You will also have opportunities to hone your functional skills and expertise in an area of specialization. We offer a variety of formal and informal training programs at every level to help you acquire and build specialized skills faster. Learning takes place both on the job and through formal training conducted online, in the classroom, or in collaboration with teammates. The sheer variety of work we do, and the experience it offers, provide an unbeatable platform from which to build a career.

Leading and/or supporting project teams, delivering valuable insights, and designing and implementing business change with a focus on people and process
Helping clients transform through technology by leading and implementing technology solutions that drive business change, focusing on high-impact systems development activities and IT advisory.
Helping clients solve practical business problems through the use of emerging and innovative technology solutions.
Developing and maintaining contact with clients, serving as a trusted advisor on new trends and best practices, providing industry point-of-view and recommendations on how clients can transition to future state solutions
Understanding business drivers and opportunities as it relates to our client's business and ensuring business outcomes are achieved
Advising, designing, developing and/or delivering solutions that support industry and client best practices
Helping assess risk and shaping the appropriate mitigation strategies for the top global financial services organizations
Identifying and supporting business development initiatives; participate in and/or lead aspects of the proposal development process
Managing engagement risk, deliverables, and project economics
Leading, developing and supporting our resources
Contributing to the practice’s growth plan, supporting the go-to-market strategy, offering prioritization, design, planning and delivery of offerings
Driving initiatives around market research, Points-of-View, capability development, thought capital, knowledge management, etc.
Maintaining an understanding of advancements in regulations, technology and innovations which are happening across your specialization, and the broader financial services marketplace
It is our intention for our people to work where they live. However, in the context of our profession and serving our clients there may be times when you will need to travel
Experience within the following: credit risk operating model; strategic credit risk capability assessment; credit origination processes, credit process controls, =-credit risk data management, data architecture design, including impact of BCBS239; data sourcing approach / strategy for changing regulatory requirements
Prior experience in large-scale risk and/or finance infrastructure transformation

Highly Beneficial
Demonstrated understanding of vendor offerings in Credit Risk (.e.g., Moody , SAS, ORACLE)
Demonstrated understanding of Financial Risk Management concepts
Demonstrated understanding of front, middle and back office operations
Demonstrated understanding of statistics

Basic Qualifications:
Minimum 1 years of Management Consulting experience focused on credit risk within the Financial Services industry required. Recent experience highly desirable
Significant engagement management as well as business, practice, and people development
Demonstrated ability to facilitate and drive conversations at the executive level, including the ability to convey emerging trends, recommendations, and business value propositions
Demonstrated ability to understand client needs, translate business needs into requirements, develop proposed solutions, and deliver high impact change initiatives
Demonstrated experience working through organizational change, with a demonstrated track record of continuing responsibilities, creativity and innovation, including evidence of solution design
Strong project management skills (e.g., defining scope, setting project timelines and milestones, driving deliverables, identifying risks, and managing issues)
Experience managing a project team (sometimes concurrent) of least 3 resources, including an understanding of team strengths, the ability to coach, develop and inspire others
Demonstrated insights on key methodologies, approaches and market trends in the industry
Well-developed analytical skills, the ability to provide clarity to complex issues, and synthesize large amounts of information quickly
Demonstrated ability to identify the root causes of issues by analyzing patterns and trends
Strong competence in developing presentations required (MS Office (Word, PowerPoint, Excel))

Preferred Qualifications
MBA or Advanced Degree desirable
Prior experience qualifying potential opportunities and negotiating complex deals desirable

Professional Skills Requirements
Excellent communication (verbal and written), facilitation and interpersonal skills, including the ability to clearly communicate complex problems and solutions in a simple, logical and impactful manner, both internally and externally
A strong desire to deliver to a high standard and ability to develop creative and breakthrough solutions
Demonstrated ability to concurrently manage dynamic consulting workstreams and/or projects
Demonstrated track record of delivery as part of a project team, including the ability to meet deadlines, overcome challenges, manage stakeholder expectations, and produce project deliverables
Ability to navigate unstructured processes and to simultaneously manage multiple workstreams
Demonstrated team management and leadership skills; desire to lead and motivate teams in a dynamic and challenging environment
Strong analytical, problem solving, and troubleshooting skills with the ability to exercise mature judgment and structured decision-making
Demonstrated leadership and time management skills
Ability to work collaboratively and independently while managing multiple projects, assignments and/or responsibilities
Highly motivated with the ability to thrive in a fast-paced, high energy, and demanding team-oriented environment
Strong problem-solving and troubleshooting skills with the ability to exercise mature judgment and structured decision-making
Results-oriented, self-directed, inquisitive, and entrepreneurial
Ability to inspire and motivate others

Equal Employment Opportunity
All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process
Accenture is committed to providing veteran employment opportunities to our service men and women.