insurance agent

appointment generator

Afortus Financial

What is the best part of working at the company?
The people are great. However they're onboarding and their training is terrible  everybody that's new is totally lost. They don't have a search engine on the company portal. Like how ridiculous is that. So they tell you something is in the portal and then there's no way to find it. 

What is the most stressful part about working at the company?
Not making any money. They lied to you and they tell you they're going to give you 6 to 10 leads a week and you're going to close one to two of them for a total of $1,500 to 2,500. And then they don't train you properly so they have your manager closing your sale for you which is pathetic. And he takes 50% of your money. And you only start out at a 45% commission split cut in half because your manager takes 50% of that. So when you do make a sale it's typically about 500 bucks in your pocket. It's a constant revolving door all they do every week is talk about who is new who is new who is new where are you from. That's because nobody after they've gone a couple months without making any money usually leaves. 

What is the work environment and culture like at the company?
You work remotely from home the company culture is let's throw enough sales reps up against the wall and see who sticks. A couple of them do. If you're lucky enough to have a great warm market that needs life insurance that's great.

What is a typical day like for you at the company?
Monday you get given six leads three of what you don't show up each league takes you about 15 minutes to a half an hour to talk to. Then they have a sales meeting every day which is ridiculous. I think most everybody spends most of their day looking for another job to pay the bills.

I fell for the bait and switch and it cost me $297 before I realized what I was getting into. They solicit agents by getting them to watch a 45 minute webinar that is all bright, fluffy and promising. And as soon as you are done watching it they are on the phone with you passively aggressively getting you to sign up and fork over $297 via credit card. After that, they require you to agree to their enormous user agreement, before appointment, that includes every loophole under the sun relieving the agency of financial liability and putting it all on the agent. There were well over 20 pages of terms and conditions and one of them was you were to memorize a 20 page script before you could begin working on your own with the so called leads they provided. 

I got halfway thru reading their User agreement and realized I was in a lose lose situation and decided to cut my loses at $297. Shame on me. Life’s lessons learned. AGENTS BEWARE!!! 

Words of wisdom for Agents: Always request a user agreement, always request financial commitments from you and always negotiate accordingly as far as commission % cuts before paying any fees. I recommend you negotiate your own private contract with this company.

A career in Life Insurance and Financial services are a huge risk for Agents. Investigate the company before you commit.

Their main tactic is to recruit as many new agents as humanly possible. In order to join them, you will have to pay them $300. In order to get the six to ten appointments per week You need to sell at least 3600 in premiums to your warm market Then you will get the chance To do the initial interview with some of your trainers appointments And once you have made a sale You will be eligible To get the six to ten preset appointments per week that they have promised you.

The appointments are all people who work in the public education system and therefore receive a pension from the state the first appointment is set up as a pension review where you get information from them to find out how much their pension will be when they are tired then if there is an income gap, which there almost certainly is, your goal is to set a second interview and discuss ways to narrow the gap meaning tell them an iul.

I would say at least 70% of the preset appointments no show and quite a few more of them are under the impression that you are an employee of the school district some of them get quite upset when they find out that you are not employed by the school district.

The 3600 in warm market sales can also be a struggle. They do offer the option to pay an additional $1000 to skip the Warm Market sale.

Afortus has given me the foundation I needed to make the type of Income I had always wanted! 

For years I have been working here and I have never received less than the 6 appointments promised, and on most weeks I am receiving over 10 appointments! Their marketing processes are done by the company and not by outside sources so they create many different types of qualified people that are interested in learning about these specific types of products and the best part, but them on my calendar for me! Im so grateful not to have to buy leads or go back to trying to set my appointments!

They have a simple weekly scheduling system that allows me to set my own schedule each week and get in front of buyers. These appointments have saved my career and taken my income over six figures! The best part about this is that I always feel like I’m helping the client and teaching them how to save money rather than pressuring them! 
My regional manager showed me how to present these products professionally and properly has and always continued to be there whenever I have needed assistance. 

Follow their systems in place and you’ll see the same results! 

Thanks Afortus! 

I love Afortus! Been here for a few years and have relied heavily on their weekly preset appointments they provide. I have been grateful that my calendar has been filled consistently week in and week out since I started here. Their systems and structure have made it easy for me to run an online business and mastering their product presentations has given me confidence to run an overview with my customers daily. I love their approach to helping families and I feel good at night laying my head down on my pillow while I make great money.
I have been fortunate to help so many customers and get in front of the right kind of people that I never would have without their marketing assistance, training and continued support. I know from years of experience that there are not many companies that do this for their agents. Thanks afortus

I've been with Afortus for a while now, and overall, it's been a solid experience. What I appreciate most is the mission—we help teachers and public employees better understand their retirement options, which is meaningful work. The company provides good structure and training, and the process is straightforward once you get the hang of it. I like being part of something that actually helps people plan for their future, especially those who might not have been given the right information before. The support from leadership is there when you need it, and I’ve found the systems easy enough to navigate. It’s not overly complicated, and you get out what you put in. If you’re looking for a company with a clear purpose and the chance to work directly with people who appreciate what you’re offering, Afortus is a good place to be. Not flashy, but effective.

I have worked off and on with Afortus for a total of 5 years ON, and I have to say there's a reason I always come back! 

The management team has always supported me in my goals, encouraged me to succeed, and never skirts what may be considered 'tough stuff'.  Is there a sign up fee? yes. Can you get it reimbursed when you finish training? Yes! Do you know exactly what parameters you have to meet going in? YES. 

If you're willing to work and be honest with yourself, there's nothing but success here. The company is consistently trying to improve the lives for their agents and I will always, always, always choose an employer who sees me as a human and wants work-life balance to meet MY needs.

If you have any questions or things you want to know more about, please do NOT hesitate to ask.

Before I found Afortus I was looking for a way to sell financial products like Annuities and Index Universal Life but I was unable to find anybody in the industry that could give me solid training on these products. Now because I was able to shadow and learn from some of their best agents I am now selling these products daily. Not only have they exceeded my expectations with the provided preset appointments each week but I now have a steady career working with a company I am proud to be a part of. I recommend this company to any agent who is willing to follow their proven system. Thanks again, Afortus!

I have been working with Afortus Financial for a handful of years now and its been such a positive experience. The agents I get to assist and help push business through have been terrific. I am specifically an assistant to Heath and he is such an incredible leader in how he's able to help new agents from A-Z and become as successful as they want to be. There is so much good training multiple times a week- no excuse for someone not to hit the ground running  and become super successful here. Love the leadership and environment of Afortus!!

Afortus has been a huge asset to stabilizing my independent career! For the six years I have been with them, my income has been growing every year. I have never had to worry about paying for any type of marketing/leads and I wouldn’t have found this type of consistent success without their company’s structure and resources. My trainer did everything to help me succeed and learn these products and how to present properly that all the other companies I had tried prior wouldn’t do. As a mother that needs to be able to provide a full income, and be there for my family at the same time, Afortus has always allowed me the perfect work/life balance and flexible schedule. Thanks Afortus!! 

Top Job Titles	Average Salary
Insurance agent 3 salaries reported	$85,000 per year
Appointment generator 1 salary reported	$12.00 per hour

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