program analyst

system engineer

operations analyst

research analyst

senior system engineer

Systems-Planning-and-Analysis,-Inc.-(spa)

It's a good filler role if you're in between jobs or if you're looking to break into the AML field. Although, I'd reckon it'd be easier to get a job at a bank in any team and after a year or so, apply internally to the AML department of that bank. At least this way you have better benefits, pay, and systems knowledge when transferring. That said, not many people can, or are capable of getting a job with a bank and doing so. If you're out of college and don't have a job, then this is a great choice for you. If you lost your job and need work to pay the bills, then this is a great choice for you. If you're an experienced professional with a banking background, especially with a history of financial crimes/investigations experience, then this is NOT the job for you. Unless you're retired and just want something to do, or if you can't find anything better while job hunting. Then it's a great choice for you. 

You have to understand how this company gets by. Just go look at their website and see what they offer. They provide all these services to both bank and non-bank clientele and the most obvious issue any institution will have is clearing out old, but needed investigations. This would be anything from a system generated warning to a referral. I'm certain that institutions call on this company for the other services, but they are not the only company to offer AML related solutions. So if you work here, you'll likely be an Analyst. This means you'll be nothing but a number on spreadsheet and you'll be rated on how much you work you can crank out. There's a quality aspect too, but it's not as important. Basically, don't submit complete trash. 

If you read their website you see that they claim they are more efficient and get more done than an actual in-house team. Think about this - you are basically being pitted against the client's established team who knows the systems better than you do and have a much better grasp of what the risk appetite is. No two institutions are alike and what one company may be risk-adverse to, another may be completely OK with. Really, they over-promise to potential clientele and send you to be the slave and expect that you'll deliver on their absolute insane quotas as set by AML Rightsource management. Because this is how they get the client and get paid - by slave driving you and throwing you peanuts. 

The biggest insult is the compensation; the pay, benefits, and perks are not in-line with industry standards and I'm confident they know this. Just think about the production people working for them. How likely are those individuals, whether through no or little other job prospects will push back for better compensation? I'd wager and say virtually zero would. Because they either don't know or are afraid to do so. I'm confident this is something management knows and uses to their advantage to justify the compensation. 

All that said, there are some positive things . You'll get an opportunity to get paid and along the way earn relevant job experience. You may even meet great people who make you glad to show up to work/hop on the email with and complain about the insanity of the company and how management gets away with it all. You may even find that you have a knack for this field and want to move up. If so, you've got a great starting point with this company and you can definitely swing it to your advantage. You have to be willing to tolerate the garbage though and keep the long goal in mind. 

I have never worked a job that threatened your job security from Day 1. No one tells you in the interview about the fine details regarding the training program. Your first day of training, you are told that you have 10 business days to learn everything, and if you fail to do so, your employment is terminated. Training consists of bombarding you with information and expecting you to retain every minuet detail in order to pass the many trials they put you through in order to move forward. You have 4 multiple choice tests, a 2 hour long writing assessment, and a certain number of “alerts” or narratives you have to submit within the time that they give you to move on. Working outside of work is extremely discouraged; my trainers told us that if we couldn’t complete the work outside of the time they provide for us, that its detrimental to our success and our future within the company. Here, at AML rightsource, you are TRULY just a number. You are expendable, and are continuously reminded of that. 

There are so many variables required to move past training, and so many ways to fail. For instance, if you dont submit the required amount of work, you get terminated. If your work has 3 or more critical errors, you get terminated. If you dont get a min of 75% on the writing assessments, you get terminated. If you dont get a combined score of at least 75% on all the tests, you get terminated. Tests are closed note and unrealistic for the industry. In real life, if you are unsure of something, you have the capacity to look it up. It feels like you are truly back in college. For people with no financial background, the learning curve is extremely steep, and 10 days is no where near enough time to feel competent in what you are doing. I started keeping count of how many times the trainers tell you that the program is pass/fail, and that your employment is contingent on passing the rigorous training program—they mentioned it a MINIMUM of 6 times PER DAY, but its usually more often than that. 

Please do industry research before you accept the offer. There are NO salary negotiations, they send you an offer letter through email and you can choose to accept or deny. The pay is ridiculously low for the industry standard, even for an entry level AML analyst position. 

Your client pretty much calls the shots, you do what they say. If you get stuck with incredibly hard manager/client, you are pretty much out of luck. This job is soul draining, and not worth the amount of time and effort in exchange for two measly paychecks that are BARELY livable. 

AML Rightsouce exploits their employees under the false pretense of offering “experience” combined with “decent pay” (for college graduates fresh out of school, or people desperately looking for employment due to COVID-19). In reality, they invest the bare minimum into you, and pay you just enough to keep you trapped, which continues to perpetuate the cycle of keeping workers in poverty while the top tier executives continuously profit and get richer while you will continue to be stressed out meeting ridiculous quotas for chump change.

PS, certain locations you have to pay for parking, which can top out at around $300 a month depending on location. 

If you like long hours for the lowest pay in the industry, AML RightSource might be the place for you! Don't expect to ever have any personal connections while working here, employees are almost encouraged to be hermits and never interact with coworkers, because production is the only thing that matters.

You will know whether they will promote you into a management track within a few weeks of starting because positions are assigned randomly and QCs and Analysts all come from the same pool of inexperienced untrained people. 

In my time here, I was managed by multiple people with far less experience than I was and would often spend most of my day explaining to other analysts how to do the basic tasks of their jobs, and then would get a verbal warning about my own production because production is the ONLY thing that matters. 

The clients you're assigned to completely determine how your time here will go. Getting to see the ins and outs of lots of really cool financial entities, only to find that the reason that you are assigned to them is because they've been badly mismanaged and now you get to clean up the mess. The bad management is still there, by the way. 

Besides the work being a great time, HR is another wonderful part of this company. Don't expect to get help with any issues affecting you, their job is exclusively for the company. They will ignore you almost constantly and when you decide to leave the company, as you likely will, you are suddenly garbage because how dare you have self-worth and want to be paid for what you are worth. They intentionally give you no contacts with HR directly because why would they want to do anything to help their employees, they're too busy hiring hundreds of people per month to fill all the spots of people quiting. 

They say they have a month training after getting hired so their clients feel that we're actually trained, but this has never actually happened. Analysts are often put on projects and on their own, with almost no actual understanding of the field. Continuing training is a joke and is often a 5 question quiz over a podcast that is made up of Google searches. The yearly exam is also a joke, it's a quizlet you can just open their study guide in another window and search the PDF for every answer. I'd highly recommend their clients find a company that actually trains their employees. 

Also, don't get comfortable working from home, they've been trying to force people to go back to their cramped offices for the last year. Protip, just don't tell them if you've moved. Just move. They can't actually tell where you are anyway, regardless of the threats in the policies.

But other than all of those things, this is a great company to work for. 

AMLRS is a good place to get your foot in the door. The in house training covers the AML/BSA CFT basics. The starting pay is on par for no AML experience. Promotions result in nominal pay increases. Promoted titles to not match similar salaries in the industry overall while internal growth is preached. There appears to be no correlation between experience, credentials, performance and pay. Bonus’ are good for a few extra groceries a couple times a year.  Career progression witnessed does not model the established career progression standards posted. A lot of it has to do with luck and having a good manager who has weight and lobbies for you which I have had. 

They promote self education while they do not support higher education financially outside of a ludicrous multi year term commitment for CAMS certification payment. 

It is nice to have the opportunity to work for several different FI’s and NBFI’s. It offers diversity most company’s can’t match in this manner. However, the production based environment has the potential for burnout. Job roles carry a narrow scope of duties which can get tiring. 


CEO (Frank) appears to be an okay guy. The last few years have been fruitful for the company and Frank has done a good job communicating with the employees. However, other management is almost impossible to get in contact with. Emails to HR go unanswered. Emails to training department go unanswered. Emails to direct managers go unanswered. Multiple attempts for contact must be conducted. Even then that doesn’t always prove successful either. It leaves employees feeling a bit isolated. 

Overall, there is okay flexibility. Flex schedules are usually approved. However, PTO is minimal and most bank holidays wr are required to work since we are a service provider and not a bank ourselves. Use your PTO or lose it. Carry over 40 hours MAX. Often hard to take time off given the high production numbers expected. Even with time off, the same amount of work is usually expected, so you end up working extra to make up the “Time Off” in my experience.  

Health, eye, and dental insurance is pretty good. 



For one, read the other reviews and check out the subreddit. That’ll tell you a ton. When I first started, I was very eager and excited. Graduated initial training with great scores, obtained my first client and produced great scores as well as meeting (sometimes surpassing) weekly quotas, my manager acknowledged my efforts and discussed moving me up. 

After just a couple months of that fulfilling work and feeling so accomplished , I got hit with a furlough on a day I took PTO for an appointment. I remember sitting there in the office wondering g why I even went. I was super bummed out cause I was loving it. After about four months I was called back and desperately and eagerly accepted. They put me on a new client of much greater difficulty. I was still new but I was excited to learn something new. 

I have worked for many clients through AMLRS now and everywhere is a “we don’t care about quantity, quality is of utmost importance.” Don’t drink that kool-aid. They have very unreasonable production requirements in comparison to the amount they pay you. I’m a very organized and self-sufficient person who can adapt and learn quickly. However, I don’t take lunch because I’m scared to lose time toward productivity and even more so, I work early and work late most days to ensure that I get as close to the end of the marathon as possible. I used to live in the gym and unfortunately have not time or energy to go after any day working here. Motivation is dead amongst the masses. 

One week I did not meet the total productivity goal by 1 case and was told that I need to increase my production numbers. I love the work I do however, I feel like a robot running out of battery. What’s even worse is management thinks or seems to pretend to think that production numbers are easily obtained and should even be raised.

I truly don’t know. I love the experience from the work I’ve done, the fulfillment of closing cases that teach you new things, and expanding your knowledge nonetheless. It’s just sad knowing there’s so much that needs to change fundamentally and the company cares to do nothing about it. 

Don’t. Immediate red flag when I interviewed and they contacted me the same day to hire me. A good place to start if you want to get your foot in the door but don’t expect a life long career here. If you like a fast paced, push yourself daily work environment this may be for you but if you don’t like unrealistic work standards I would avoid. We promise clients work that cannot be completed in the time allotted. Your daily productivity expectations don’t sound horrible if you’re just pumping out garbage but if you want to put any effort into your work good luck hitting production. Not to mention the other daily work like reworks, client outreach, or other emails needing to be sent to complete the alerts, it then makes the productivity very difficult to reach. And it’s not just me, We get weekly reports and the team average is almost never at or above 100%. You are 1 of 100s if not 1000s in your position so the management is very cut and dry. I know nothing about anyone on my team or any of my managers. You will have no personal contact during this job so if you are a people person take my advice and don’t apply here. I personally hate WFH but I know a lot of ppl like it so that is something to take into consideration. My biggest complaint with this company is the lack of consistency throughout QC. In both positions I have been in I have not revived consistent feedback on my work. Depending on who is QCing your work you can have completely conflicting feedback or just feedback you have never heard. I have worked here for over a year and I hear probably once every two weeks a piece of feedback about something that has never been addressed with me in the past or a completely different feedback from what a prior QC has told me. It is very frustrating as I don’t understand how I am supposed to hit quality expectations when two different people are telling me two completely different things. Overall I’d you like a very set your goals and reach them and are a very independent, hardworking at work type person it may be ok but if you like any sort of human contact and aren’t a very cut and dry self-motivating person this is not for you

In finance and AML work, you put your nose to the grindstone and focus on your investigations. With this company, expect a revolving door of managers, no review of metrics, changing processes, the burden of proof on the analyst, and no oversight from management whatsoever. The company operates by providing investigation and compliance services to clients in the finance industry but they blame shortcomings and failures on the client expectations, not actual process management and output. There are no 1 on 1's and no sight on your metrics. You can perform well for months and put in your time and tenure but you will have nothing to show for it. The compensation is well below the market. While the roles are communicated as entry level, they are not. In the banking industry, professionals work up to working in AML and fraud because of the high precision needed. Poor management, poor communication, abusive managers, and only reaching out to you when there is an issue with a case creates a chaotic atmosphere. The employer is extremely weak with project mangement, time management, and it comes out on those who work. I've only known one person who said they have had a decent experience but they acknowledge the issues. If you want to learn how volatile the finance industry can be, work here. Without solid process management, there is little opportunity for improvement, growth, or learning. This is a "filler" job. The low morale from team to team only solidifies it.

You will do well at this job if you ignore all the pitfalls and failures, can deal with no management or growth, and can teach yourself how to do the job. Quality control analysts are constantly overstressed. The company recently took on big clients and the project stays on a track that feels like train about to derail. There is definitely better management in finance and AML work.

Enjoyment is based on what client you get and what workflow on the client youre on. Some workflows only require about 3 hrs of work a day while others require 10 hrs. Another thing is team leaders. Some are chill others micromanage you so hard. The work itself isnt too bad. Can be interesting depending on workflow but can also be pretty boring. Need to be fine with doing the same thing everyday and writing reports

Quantity over quality. Just do whatever shortcuts you can to reach production goals. Figure out how to streamline your investigation they dont have to be perfect (handwritten templates and word snippets are your friends). They only check 10 - 25% of your cases based on workflow so as long as the ones they check are fine theyll think youre doing great.

I had workflows where over 6 months timeframe I was 130% in production goals and didnt even get a good job email lol so no point in going above and beyond. Its easy to get to analyst 2. Senior is a bit more random where ive seen people with pretty bad numbers and a general lack of understanding get it. Theres also a difference where some senior analyst are leading meetings and doing a lot of additional work and others who still just do production. Promotions are pretty random and are not based on numbers. Also only about $2,000-3,000 pay increase for each title. 

Compensation is meh. Some clients pay their inhouse analyst about double what AMLRS pays to do almost the same job. Benefits have been cut. Things like ACAMS sponsorship and production bonus (think I got like $300 over a year) have been cut. HR is useless. Raises are like 2% a year. Healthcare benefits are actually pretty good.  

Company will always bend to clients will. Ive seen things like an extra 20% production expectation with no pay increase. Management has its moments, theyve done some dumb things.

TLDR: its ok. Enjoyment is based on workflow. Work isnt rewarded youre just another data point. Hit quota and call it a day. Benefits arent great. Easy to coast through

My job offer stated i would work 8 hour days with a 1 hour lunch to take as I wish. That was a bold faced LIE. Typically I work 12-15 hour days, starting work around 8 am and leaving anytime from 8pm to midnight. Lunches are mandatory 30 minutes unless you get exact approval from your manager. Production is a joke. They will increase your workload, knowing you and the team can't handle it and makr ridiculous demands. We can't take time off as we want anymore, we can't just leave during the day for appointments, we can't take lunch when we want and they are pushing us to work weekends. Expect anywhere from 1-4 meetings PER DAY. 
Management will micromanagement you by sending weekly, daily, hourly, team and individual production and quality metrics. If you are off by just 1 point, you will get a meeting to explain why you can't meeting production/quality. Even if your QC flags you for things that others do NOT get flagged for! There is no help or move to deal with these inconsistenties as everything is just blamed on you.
One of my managers even told us that our work week is from Monday to Sunday. You are not a human being with needs, family or a personal life if you work here; You are a "resource" that must do any and everything to meet any number they give you without complaint.  You are always wrong and managers show CLEAR favoritism towards certain people. 
On top of engagement demands, you are required to have hours of continuing education credits achieved by deadlines. You can NOT earn these credits during work hours, so you have to stay late or work weekends for this. The credits are earned through seminars, podcast, exams or certifications THAT YOU HAVE TO PAY FOR.

I am only here until I find a new job. Do not walk but RUN away from this place.

AMLRS provides an opportunity to get your foot in the door to AML since most jobs require 2-3 years of experience. However, I must warn that there are some areas for improvement for the company.

To begin, the training is a bit dense and you will often do things differently once you’re on a project with an actual client.
My client became pickier over time which just added more and more work. This is frustrating since the daily quotas are very difficult to meet and the job can be draining. Plus, client expectations can become murky at times, which can add some stress.

The benefits are okay, but the pay is subpar. If you have tough skin, this company is a way to get some good experience but I will warn that it comes with a price to your mental health and stress levels. It forces you to be a fast learner and even faster worker, so if a fast-paced environment is not for you then you will likely struggle with the workload expectations.

I was pretty lucky to have a really nice manager, but they mainly reached out when they needed additional help or when you were not consistently reaching your quota - other than that you’re left to your own vices to trudge through the day to complete your pile of work. 

As far as moving up, I was told that you first have to excel at the entry level position first, which was difficult for me. However, I will say that they are trying harder to retain their employees, so if you have a good relationship with your management, then there could be open opportunities for you if you are desiring to do something else within the company.

Just do your best to stay positive and do NOT let this job get to you. The pay is not worth the stress! Just hang in there until you get your experience and can get to the next best thing.

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