DEPARTMENT: Loan
CLASSIFICATION: Non - Exempt
REPORTS TO: Loan Operations Manager
SUPERVISES: No supervisory responsibility
SUMMARY: Responsible for the processing, administration, and structure of commercial loans.
MAJOR DUTIESRESPONSIBILITIES:
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Responsible for the processing and administration of commercial loans.
- Assembles and verifies accuracy of loan documentation. Ensures that loan files contain documents and with proper signature, dates, and other relevant data.
- Responsible for properly securing loan collateral. Filing mortgages on commercial real estate, UCC searches, and filing proper UCC searches.
- Works with chief loan officer to hold lenders accountable to policy and procedure by identifying, reporting, and delaying loan closings due to exceptions to policy.
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Works through paid out loans, release of collateral, and clean-up of loan files.
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Maintains quality control of loan documents, loan files, and loan systems.
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Answers customer questions and resolves routine problems with inquiries regarding payoffs, changes of owner, note modifications, beneficiaries, and other loan details.
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Updates QM procedures annually.
EDUCATIONEXPERIENCE:
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Undergraduate degree and/or three to five years of commercial loan experience.
KNOWLEDGE, SKILLS, AND ABILITIES:
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Extensive knowledge of bank loan policies and procedures.
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Experience in Banking regulation and/or industries in which the bank engages in loan activity.
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Knowledge of Fiserv, Laser Pro, and other bank specific software.
- Fluency in computer applications and Microsoft Office Environment.
EOE, including disability/vets
