Description:
The Mortgage Loan Processor serves as the contact for consumer home loan files, ensuring each application moves from origination to closing with precision and speed. This role acts as a liaison between loan officers, underwriters, and third-party vendors to verify documentation, maintain regulatory compliance, and deliver a high-quality customer experience.
Requirements:
- Obtains the necessary information and documentation to process and complete loan files for a variety of consumer home loans.
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Update the loan origination system with verified information.
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Issue preliminary loan disclosures and any redisclosed items based on loan product type.
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Verify documentation for accuracy and completeness and follow-up on files to ensure quality and service.
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Follow up with third-party vendors (appraisals, title, insurance) to ensure delivery of respective item.
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Process and manage closing conditions and prepare loan closing document packages.
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Must be able to process multiple files within the pipeline, all at different stages of the approval and closing process.
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Complete the post- closing work, including the disbursement of loan funds, investor funding, and vendor bills. Conduct business and make decisions consistent with the bank’s policies, quality guidelines, and compliance requirements.
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Promote teamwork within the department and bank, understanding the ultimate goal of customer satisfaction.
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As a part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities.
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Participate in outside civic activities that enhance the bank, personal growth, and the community
