Job Title: Teller
Department: Operations
Reports To: Teller Supervisor and/or Branch Manager
Summary
The Teller is responsible for providing exceptional customer service while accurately processing a variety of financial transactions. This position serves as a frontline representative of the bank by assisting customers with deposits, withdrawals, payments, and general account services while maintaining compliance with bank policies and procedures.
Essential Duties and Responsibilities
-
Receive checks, cash, and negotiable instruments for deposit; verify amounts and proper endorsements.
-
Cash checks and disburse funds after verifying customer signatures, account balances, and transaction eligibility.
-
Process customer transactions accurately through the bank’s operating systems and provide transaction receipts.
-
Place holds on accounts for uncollected funds in accordance with bank policies and regulatory requirements.
-
Order, receive, and count daily cash shipments and currency supplies.
-
Balance cash drawer, currency, and coin daily and reconcile totals with system records.
-
Process and balance ATM and night depository transactions.
-
Accept and process loan payments.
-
Prepare and process customer cash change orders.
-
Accept, verify, and process large coin deposits.
-
Redeem and process savings bond transactions.
-
Receive and process stop payment requests.
-
Prepare and process account closing transactions.
-
Explain, promote, and refer bank products and services, including cashier’s checks, savings bonds, and other banking solutions.
-
Prepare and verify wire transfer documentation for accuracy and completeness.
-
Maintain confidentiality of customer information and bank records.
-
Adhere to all bank policies, procedures, and regulatory guidelines.
Education and Experience
-
High school diploma or GED required.
-
Previous cash handling or customer service experience preferred.
-
Ability to work independently and manage responsibilities efficiently.
-
Strong attention to detail, accuracy, and follow-through.
-
Basic math proficiency, including simple percentage calculations.
-
Basic computer and data entry skills.
-
Strong verbal and interpersonal communication skills.
-
Spanish-speaking ability preferred but not required.
Schedule Considerations
Possible work schedule may include:
-
Monday through Friday: 8:00 AM – 6:00 PM
-
Saturday: 9:00 AM – 12:00 PM