<Overview>
Join our dynamic team as an Escrow Assistant and become a vital part of the mortgage and real estate transaction process! In this energetic role, you will support escrow officers by managing essential documentation, ensuring compliance with industry regulations, and facilitating smooth loan closings. Your proactive approach will help streamline operations, enhance customer satisfaction, and uphold the highest standards of accuracy and professionalism. This position offers an exciting opportunity to grow within the financial services sector while making a tangible impact on clients’ homeownership journeys.
<Responsibilities>
- Assist escrow officers in preparing and reviewing loan documents, contracts, and closing disclosures, ensuring all paperwork aligns with FNMA (Fannie Mae) guidelines and TILA (Truth in Lending Act) requirements.
- Coordinate with lenders, title companies, and clients to gather necessary documentation for loan processing and underwriting.
- Verify borrower information through credit analysis and ensure compliance with Fair Housing regulations during the transaction process.
- Manage escrow accounts by accurately handling deposits, disbursements, and reconciling accounts using basic math skills and 10-key typing proficiency.
- Support loan origination activities by facilitating communication between all parties involved in the mortgage servicing process.
- Maintain detailed records of all escrow transactions, contracts, and correspondence for audit purposes.
- Assist in loan processing tasks such as reviewing financial documents, performing credit analysis, and preparing reports for underwriters.
<Requirements>
- Proven experience in mortgage servicing, loan origination, or related financial services roles; prior loan officer experience is highly desirable.
- Strong knowledge of FNMA guidelines, underwriting procedures, and TILA regulations to ensure compliance throughout transactions.
- Familiarity with escrow processes, mortgage contracts, banking procedures, and fair housing laws.
- Excellent organizational skills with the ability to manage multiple files accurately under tight deadlines.
- Proficiency in basic math calculations, 10-key typing speed, and attention to detail for precise data entry and account reconciliation.
- Effective communication skills to coordinate with clients, lenders, title companies, and internal teams.
- Ability to adhere to confidentiality standards while handling sensitive financial information. This role is perfect for motivated professionals eager to develop their expertise in mortgage operations within a supportive environment that values accuracy, compliance, and exceptional service delivery. If you thrive in fast-paced settings where your attention to detail makes a difference—this is your opportunity to excel!
Pay: $18.00 - $23.00 per hour
Benefits:
- Dental insurance
- Health insurance
- Paid time off
Work Location: In person
