Job Title: Mortgage Securitization SMEOverview
We are seeking a highly experienced and execution-oriented professional to help build and define the end-to-end operating model for a newly established Whole Loan Trading desk. This role will be central to designing, integrating, and coordinating the processes, data flows, and system requirements that support loan trading, securitization readiness, and ongoing lifecycle management.
The successful candidate will operate at the intersection of Front Office, Technology, Operations, and Control Functions to translate business needs into a scalable, production-ready operating model.
Key Responsibilities1. End-to-End Whole Loan Lifecycle Ownership
- Develop a strong end-to-end understanding of the mortgage whole loan lifecycle from acquisition through securitization and ongoing reporting.
- Ensure all processes are designed with downstream impacts, controls, and data integrity in mind.
2. Operating Model & Process Design
Define and document clear, structured requirements and process flows across multiple systems supporting the Whole Loan Trading desk, including:
- Trade execution support, settlement, and purchase/sale lifecycle processing
- Loan boarding, data validation, and ongoing data integrity controls
- Cash flow reconciliation and remittance oversight
- Corporate actions and loan lifecycle events
- Servicer oversight, monitoring, and relationship management
3. Cross-Functional Coordination
- Partner closely with Technology, Operations, Legal, Credit, Tax, Accounting, Market Risk, and Liquidity & Funding teams.
- Ensure alignment across all control and infrastructure functions supporting the trading desk.
4. Requirements Definition & Technology Enablement
- Translate Front Office requirements into clear, unambiguous technology specifications.
- Define workflows, data requirements, integration points, and downstream reporting needs.
- Ensure Technology teams have sufficient detail to build scalable and controlled solutions.
5. Data & Integration Architecture Mindset
- Understand upstream and downstream data dependencies across systems.
- Ensure proper controls, reconciliations, and data lineage are embedded into design.
- Identify and mitigate operational and data risks early in the design process.
6. Stakeholder Management & Communication
- Act as a central coordinator across multiple workstreams.
- Communicate clearly with senior stakeholders across Front Office and Control Functions.
- Drive alignment in environments with ambiguity and evolving requirements.
7. Program Execution & Delivery
- Operate as a self-starter who drives initiatives forward across parallel workstreams.
- Structure loosely defined problems into actionable plans and deliverables.
- Ensure cohesive end-state design is delivered on time and to specification.
Key Focus Areas
- Whole Loan Trading Desk build-out (new business initiative)
- Operating model design and implementation
- Front-to-back trade and lifecycle processing
- Data governance and system integration
- Cross-functional alignment and execution delivery
Ideal Candidate Profile
- Strong experience in mortgage whole loan trading, securitization, or structured finance environments
- Demonstrated ability to design end-to-end operating models across complex financial systems
- Strong analytical and structured problem-solving skills
- Excellent communication and stakeholder management skills
- Comfortable working in ambiguity and building frameworks from scratch
- Proven ability to bridge Front Office, Technology, and Operations effectively
Pay: $90.00 - $115.00 per hour
Benefits:
Work Location: In person
